"I spent KES 45,000 to start livestock rearing by purchasing 3 indigenous dairy cows. I have always wished to venture into this activity since I am experienced in dairy farming. This is a reliable of source income for the family as I am planning to be supplying milk to my neighbor at KES 50 per liter. I will use the income to cater to basic needs like food, clothing and save some to educate my children. I also used KES 2500 to pay school fees for my 3 children who are still lower primary. In addition, I purchased a school uniform for one of my kids who were casual wear while going to school. I was feeling ashamed as a parent for not fulfilling my responsibility. I bought enough food stock with the rest of my transfer."

"I will invest in my children's education. I done have any source of income righ now. Therefore, I think I should educate my children so they can take good care of me tomorrow."

"" My problems are many, but the first of all is sending my children to school. My husband is very old and sickly. He's doing nothing to help send them to school. When my children can go to school, I will really be happy"."

""My husband and I have eight children, paying their tuition and fees at school is a major challenge for us. The farm we made this year isn't that big to get us sufficient food. If I'm opportune to get this money, I will pay my children tuition and fees and hire daily labors to help in expanding our farm.""

""I'm from a family where I haven't slept in a comfortable house, from my father to even my oldest siblings have never had a chance of owning a decent place to live. If I receive this money, I intend building a decent place for my children and myself.""

""We were affected by storm early last year that broke down our house. We built a smaller one, but with this money, I will buy more bundles of zinc to expand our house.""

"My greatest challenge now is to have money and provide food for me and my family. Presently, my husband is not working and there are no other means that we can use to get money except to make farm. The little money that we can get from the farm is used to feed us."

"The major challenge that I'm face with have do do good health care facility. We have to travel a very far distance just to access medical attention"

"Many nights I go to bed with tears in my eyes because I can not meet the basic needs of my family due to financial difficulty. I really want to start a business to support my family, but I do not have the financial strength to do so."

"I am a mother of four children (3 boys, 1 girl). I have been facing serious difficulties in sending my children to school. At the beginning of this year, my house broke down completely and I had to use my business money to buy zinc and fix a new house. Because of the construction of my new house, my business also collapsed, thus making me incapable to send my children to school. My husband does coal burning to feed our family but the money is not also enough to send my children to school. So, when I get the cash transfer, I intend to start my business because that is what I know. I believe that when I put my money into business, I can better the lives of my children and husband because I will be able to send them to school and to also take care of my family needs."