"The biggest difference in my life is owning a cow. I am so happy to have a source of income. I expect that the cow will be producing about ten liters every day. This will be about KES 300 per day: a lot of money to meet my daily needs. Currently, I milk about two liters a day which is just enough for my families consumption. This has already made a huge impact on my daily budget by cutting the down the cost as I no longer buy milk. This is a good step towards financial; stability that I had always wanted to have."

"I received the message that notifies me about the payment form GiveDirectl at around noon while I was preparing meals for my family. ASsoon as my children come for the midday meal, I informed them about the good news This is because Imy joy was so much that I couldn't hide it. One of them wanted to know why I looked different that day. I told them that It was because GiveDirectly has delivered Joy and changed my life for good."

"I expect my life to change in the next six months in that, I will have bought sheep. This is an investment in that with time, they will increase in number hence I will be able to sell some and use the money to take care of my needs or even the unknown emergencies."

"I do not expect my life to change in the next six months because I will continue using my monthly transfers to pay school fees. This is the best way that I will use the money because I will be sitting for my final exams this year paying the amount in full will mean that I won't be sent home now and then due to fee arrears."

"I expect to have completed building a separate house for my son and he will have a space to study and even do his own work comfortably."

"Since my grandchild is going to complete his high school education this year I expect in the next six month I shall have saved and paid school fees for him and this will make him perform well in school."

"In the next six months, I would like to start planting short season cash crops like potatoes and beans to help me raise money for paying school fees for my child who recently joint college."

"In the next six months, I would like to start a business so that I get to I can get to generate income. This will enable me to get money for catering for my family."

"My biggest hardship is financial instability. My husband earns so little from his water vending business and yet he is the sole breadwinner to the family. As parents, we value education and so seeing our children drop out after primary school has been so painful. We feel like we have failed a whole generation.If only we had money, life would be so different for them."

"My proudest moment would be when I see all my children educated and living their best lives possible without struggling financially. This I intend to achieve through expanding my catering business; building a stall, increasing my stock of food items and buying an internet enabled smartphone so I can take advantage of social media as a marketing tool for my business. I will also be able to employ atleast two people to assist me when I get booked for events such as weddings and burials. With the rest of the money I will purchase livestock specifically goats since they are more drought resistant compared to cows. This will help me ensure my children stay in school because I will now be able to pay for their education consistently. "