"My first priority when I receive this money is building a house for my boys.They are now grownups and need a separate house.I will build them a one bed roomed house.My second plan is buying a dairy cow to add to the one I have.This will boost my income mainly through sale of milk. The remaining part of the transfers will help me pay school fees for my children.I have five children in secondary school."

"I consider the lack of a reliable source of income as my biggest hardship in life. This is because I am just a housewife and a dependant to my husband whose work is to vend water, a job that does not earn him enough income to fully cater to the family needs. This has forced us to live a miserable life, a situation that has robed away my joy. "

"Expanding my farm has been my greatest desire in life since I depend most on farming. This wish has been met with a lot of challenges when it comes to land preparation, I always get hard times in hiring oxen due to the high demand and also the expense of paying the fee. My plan was to buy my own oxen and ox plow that I can use during land preparation season. This will help me to avoid rushing since I will be preparing my farm in time something that will give me enough produce. I will also be hiring my oxen to others on fee and this will earn me income to sustain my family's basic needs. Therefore, this is basically what receiving this money means to me."

"Receiving this money means that I will be able to pay school fees for my grand child in secondary school.With the remainder,I will build a kitchen and buy a heifer as a way of saving up for the future"

"My husband is physically disabled-he cannot walk.He works as a cobbler in a nearby town,a job which does not really generate any reliable income for our family.Therefore,all the burden of meeting the needs of the family including food,clothing,medical needs as well as school fees is all on me.Since I do not have a job or any skill to utilize too,am forced to work as a casual labourer as well as work in my farm to meet these needs.This is the biggest hardship I have faced"

"My biggest challenge Iam facing is unbearable poverty in the family. My spouse was jailed and as such no one helps me in managing the family affairs. I try cultivation but all in all , I normally realise very liittle out- put to sustain my family needs. The family members are getting malnutritious since we eat mostly a single poor meal a day ."

"My life is now different in that, my living standards have improved. These days I also feed and sleep well unlike in the past when I couldn't afford land to cultivate or better beddings to sleep on. In addition, I paid off the loan that made me regain ownership of my land where I now cultivate. Before, was left with only half an acre of land to cultivate upon which couldn't produce enough food."

"The moment I received the money,I felt too happy. It was my first time to receive to receive such an amount of money."

"My biggest hardship is sickness. I'm faced with sickness and there is no money for treatment."

"The biggest hardship that I am faced with is providing the education needs of my children. I have children both at the primary and secondary level but taking care of their needs is a very hard thing for me to do. I depend on agriculture to provide all that is necessary for my household. However, it is not always well with me because some times the supply is so high which automatically affects the market price negatively. As a result, I have to sell more so as to meet the need. This in most cases affects what will be left for feeding hence food shortage. "