"Now that the construction of my new house is nearly complete, I have set my sights on a new goal: investing in more goats. Currently, I have four, but my aim is to expand my herd to secure a stable future for my family, even after this support ends in five years. To achieve this dream, I plan to save a portion of my transfers to gradually purchase more goats. Over time, the herd will grow, giving me hope and a reliable source of income to depend on without needing to seek help from neighbors. Additionally, these goats will enable me to meet my family's needs, support my children's education, and build a stronger foundation for our future."

"In the coming months and beyond, my primary goal is to renovate my three-room house. Currently, one of its walls has already collapsed, a situation that fills me with fear. I constantly worry that the damaged wall might trigger the collapse of the remaining structure, leaving my family homeless. To turn this difficult reality around, I have devised a plan to join a savings group. Through this group, I regularly set aside a portion of my cash transfers. By January, I hope the accumulated savings will enable me to purchase the necessary materials and begin the construction process. Achieving this goal would bring immense relief. It would mean an end to the constant worry and sleepless nights I have endured, imagining how my children and I would cope if the house's condition worsened. It is a step toward securing a safer and more stable future for my family."

"I own a plot of land that I acquired some time ago, located near my homestead. This land has remained unused for a long time, but I’ve set a goal to make it productive by building a rental house on it. To turn this dream into reality, I plan to start purchasing building materials using a portion of the transfers I am yet to receive. Additionally, I will sell one of my cows to raise the necessary funds. Once the rental house is completed, I intend to rent out some of the rooms as shops while offering the remaining rooms for people to live in. This venture will provide me with a steady source of income, which is crucial for supporting my family since I currently don’t have a permanent job to rely on."

"In the coming months and beyond, I plan to begin renovating my house, which is currently on the verge of collapsing on one side. With the rains now starting, my worry has grown, as the house is very weak. Thankfully, I was able to join a savings group and set aside a portion of the transfers I receive each month. My plan is to use these savings starting in January, once the funds have accumulated, to buy the materials needed to begin the construction process. When the renovations are complete, I will be the happiest person ever. For now, I have been enduring sleepless nights, constantly worrying that my house could collapse at any moment."

"I am focusing most of my cash transfers on buying animals that can reproduce and increase in number, allowing me to sell them and raise funds to cover any needs that arise in future. I have already added two goats to the three I had before, and I plan to expand my herd further. I appreciate goats because they are resistant to drought and can thrive in areas like ours that are prone to it. To achieve this goal, I will continue using my monthly transfers, along with the income from my carpentry work. My spouse and I also burn and sell charcoal to support our children’s school fees and other basic needs. In addition to goat keeping, I am committed to focusing on my children’s education because I believe that with an education, they will be able to take care of their own families when they grow up."

"In the coming year and beyond, my aim is to keep investing in livestock, particularly goats, by using a portion of the transfers I receive. Goats provide a safety net for my family, especially during times of financial hardship. I have discovered that goats thrive in our environment and offer valuable support in many ways. Their adaptability and resilience make me confident that they will be a long-term asset. I believe the goats will multiply, increasing both in number and value. This will ensure that when the program concludes, I will have a dependable source of support to take care of my family and fund my children’s education as they progress to higher levels of schooling. Additionally, I will continue to prioritize providing food for my family and ensuring I can pay the school fees for my children with great ease."

"In addition to being a fisherman and a mason, I also practice farming when the weather permits. My wife works as a full-time farmer, and together, we are cultivating our small plot of land with the rest of our family. I have plans to expand our farming activities in the coming years. Earlier this year, we didn’t need to buy maize flour because we had a great harvest from our farm. I am eager to grow more crops, both for selling and personal use, and I’ve been thinking about planting banana stems and maize. Additionally, I plan to increase the number of goats we have to ensure future financial security. Besides the small plot of land my parents gave us, I am saving part of my regular income to purchase an additional piece of land around one acre that my wife and I can call our own. I’ve already added two goats to our herd, which now totals 18. I plan to sell some of the goats to raise money for this. One acre costs about $50, and my goal is to buy two acres."

"Looking ahead to the coming year and beyond, I plan to expand my livestock business. I will continue using my transfers to buy more goats, hoping they will multiply and increase in both number and value. Eventually, I aim to trade some of these goats for cows. My goal is for these cows to grow and appreciate in value, helping me secure the financial means to support my children's education as they move on to higher levels of schooling. I am truly excited and grateful for the opportunity that Give Directly has provided. I believe that by the time this program ends, I will have built a sustainable source of income that will allow me to support my family and ensure our future."

"As a mother of two, I was able to purchase a bed and mattress to improve our living conditions, which was my main goal over the past three months. We didn’t have a good mattress, so saving through my merry-go-round group was essential. Despite my husband's job as a transporter, saving from his salary was difficult, which led me to save through our merry-go-round instead. Acquiring the bed and mattress has greatly improved our living standards. Now, I can focus on starting an income-generating activity to support my family once these transfers come to an end. I am saving $20 every month for this purpose. Since it will soon be my turn to receive the funds, I plan to use them to start a dried fish business, and part of the money will go toward paying school fees for my two school going children. I am truly grateful to Give Directly for the financial support."

"I am about to complete a short course in electrical installation that I started a few months ago, and I am happy to be nearing its completion. Although I enrolled in this course, I didn’t have a strong passion for it; my goal was to gain knowledge and develop a broad range of skills. I am grateful to GiveDirectly, as most of my transfers have been used to pay my fees and support my time in school. Looking ahead, I plan to enroll in a course that I am truly passionate about, orthopedic and trauma. I have always wanted to work in a hospital setting since I was young. I will use part of my transfer to pay for the new course, with additional support from my parents. I have already applied for this course and am excited to have received an acceptance letter. I will be starting in May next year."