"The biggest hardship I face is lack of finances. Due to family feuds and conflicts in my family ,I was unable to complete my studies and hence dropped out of school at standard 4.Therefore finding a job has been a challenge due to lack of education and skills. It has resulted in me struggling a lot to earn a living."

"When I get this money I want to build a new iron-roofed house. The one I am currently living in is old and leaking when it rains. I was married but we separated so I am currently living alone. The iron-roofed house will increase my status in the village, I feel I have been sidelined by my neighbors because of the status of my house. When I try to approach any lady for marriage usually decline for being poor. This money will help me redeem my dignity as a man when I build this house. I expect to spend around KES 20000. Usually, it could be more expensive but I intend to cut costs by employing one builder and assist him in whatever he will need during construction."

"When I get this money I would like to build an iron-roofed house. This house will help me with water harvesting. ' Chepkulo' river has been our source of water. The river is 3km away from my house hence tiresome to go and fetch water daily. The water itself is not safe for drinking and I am scared that I will contract cholera one day. The house I am wishing to construct will cost around KES 30000."

"Finding enough food for my family has been the biggest hardship in my life. Working casual jobs in different schools is quite unreliable as it is not available all the days of the month. I spend part of the wages on school fees for my child in a college, leaving another amount for foodstuffs. All the time, it is not enough for food in the household. I wish to get a constant daily income through selling eggs. I will therefore build a poultry house and buy about 30 chickens and stock their feeds."

"Receiving this money means I can finally start an sn Small business. I have always wanted to start selling grains like maize and potatoes. Other household items that can are fast-moving here in this village include soap, sugar, and cooking oil. This business will give me an income of about KES 300 per day. This will be sufficient to take care of my household needs. I will spend about KES 40,000. I will start a poultry keeping at about KES 30,000. This will bring in an additional income of about KES 300 per day, which I can save or use to expand the shop business. It means I will have a better life unlike now where I have to rely on my husband alone, who works as a security officer."

"My family is still young and I have one small house, so when i get this money I would like to build another bigger house. This house will accommodate visitors when they visit. I feel bad when I have to take my visitors to sleep in my neighbors house. Taking visitors to someone's house oftenly my bring disagreement and even interfere with their privacy. This house will cost around KES 20000. I have my own trees so I will cut them for timber so as to reduce cost."

"Recieving this money means I will expand my business and therefore get more income to develop my home, I drop out of school after my father got sick, he had exhausted all the resources we had in the family and so I decided not to continue with my education., I therefore started a business of buying and selling second hand clothes(mitumba) but from the onset of Covid-19, the business started dropping, I love doing poultry farming and it's this time that Givedirectly have visited me and hence I will be able to spend the transfer for starting the business. I plan to spend KES.60,000 to build a structure and use KES.20,000 to buy one day old chicks and for the remaining balance to buy the feeds."

"Recieving this money means a better life for me and my family, since I cleared my secondary school and got married, I have been looking for an opportunity of joining Kenya Armed Forces, but I have not managed and, I thought of starting a business in a nearby center, Givedirectly transfers will enable me realize my dreams of having a shop and from the income I will get, it will expand my other developments. I plan to use KES. 80,000 to start the business and the remaining to buy food."

"I have dreaming to build a house for my children for many years but because of the financial problems I have I could not make my dream.My daughter is 16 years old and depends on borrowing a place to sleep every night. This is because my house cannot accommodate all of us .I am also lucking privacy because my daughter is a grownup now. Receiving this money means I will build a house for my children so that my daughter will be relieved the burden of sleeping in other people's house and sleep in her house.The house will cost me 60,000 KES .I will use the remaining amount to buy 6 goats which will cost me 18000 KES.Goats do good on our area and I believe they will multiply in number and eventually I will have wealth. The rest of the transfer I will start a business to increase my daily earnings."

"The lack of a reliable source of income is the biggest hardship that I have ever faced in my life. This is because I work as a waitress and the much I earn is 150 KES only per day. This income is very little and it cannot fully cater to our basic needs. Sometimes, we may even skip some meals and this pisses me off since seeing my children crying is so embarrassing."