"I have three children in secondary school and two in primary, paying their fees gives me headaches every day because I and my husband do not have a stable income. We both depend on businesses that sometimes do not do quite well. One of them was just sent home recently and I have no idea where I will get money for her fees. My current challenge is mostly lack of finances because without it many things in our lives do not go as planned."

"My current challenge is insufficient finances to take care of the family's responsibilities. Being a widow with no source of income is stressful and depressing. I was left with 5 children two in college and two in primary, lack of money to pay their school fees leave alone food gives me sleepless nights. Recently, two of my children were sent home for fee arrears of 1000 KES, they had to stay at home for one week as their fellow pupils continues with their studies."

"I have a small house that cannot accommodate my family of six people. Three of my children seek refuge in my mother's house, this has been pushing me to build a house but all my plans have been failing. Receiving this money means I will save 1000 KES every month to buy iron sheets so that I can build a house that will comfortably accommodate the six of us."

"I am a well-trained tailor. For ages, I have wished to own a sewing machine. Despite my age, I still have a great passion for fashion and design. Receiving this money means I will save it every month for 6 months so that I can buy the sewing machine which costs 15,000 KES and get back to sewing immediately."

"Food. I am a farmer and the prolonged drought conditions have made my life miserable as I always depend on subsistence farming and the lack of rains means I was left with nothing to harvest."

"Food. The entire family depends on one breadwinner. When things don't work out well for him, we run out of food. At times I sleep hungry or stay an entire day without food."

"I have longed to replace my iron sheets as they are old and have smoke residue on the inside as I used to cook in my house. Receiving this money means I will spend 1,500 KES every month to buy two pieces of 2.5-metre iron sheets for ten months and then replace the old iron sheets."

"I have a young sister who was married at Silaloni. A village that is far away from Ikanga and it has been a long time almost seven years and I have not met her. I have had several arrangements at least to visit her but all have been in vain. Receiving this money means it will facilitate me to visit her and get to know how she is faring. I do miss her madly."

"Lack of money is the challenge I am currently facing. I live in a house that is below substandard. I have been unable to renovate it because I have no money. The house has been a source of derision for over a year now."

"My ambition with this money is to complete constructing my house. The house is half-roofed. In rainy seasons, the house gets filled with an intolerable cold. Misery has been my companion for years now. I am planning to use 15,000 KES to buy 10 iron sheets and complete the roof. With a complete roof, I will no longer be bothered by the rain."