"Receiving this money will mean a lot to me. I'm currently constructing a house for my family. I will use some amount to tile the floors, buy a water tank because where we source water for use is very far and also buy a heifer with the amount."

"I was married into a polygamous family as a first wife. My husband left me and my children and settled in his second wife's home. I did not get his support and I had to strain in order to educate my children which later caused me to have problems with my legs. I cannot fend for myself now since I am old. I would like to buy a cow now that I cannot till my land in order to get milk that I can sell and money to support me."

"Old age comes with a lot of things. We cannot produce a lot from our farm because the labor is low. This has affected our income and the amount of food used to feed us. Finding manual labor is a hard task because we do not have money to pay for it."

"I struggled to start my business in livestock keeping but I had no proper experience and at one time all my poultry died due to a contagious disease. I lost a lifetime investment and I felt so discouraged. I however thank God because I was able to start again."

"I have always longed to have a separate house for me and my kids since with the small house I had before, there was no privacy. I am grateful that through the transfer, I was able to build a big house that accommodates my family and relatives when they visit. This has brought respect to my family. I also own a dairy cow and I am optimistic that soon I will not be struggling to buy milk."

"Receiving this money means a debt-free life. We separated with my wife 2 years ago due to unpaid dowry, something that has led to low self-esteem. My wish has always been to settle the issue of dowry and lead a decent life. I am therefore planning to spend my first transfer of Ksh 30,000 to settle part of the dowry. Paying this amount will make my wife come home while struggling to pay the rest. This will mark a roadmap to a debt-free life and raise my self-esteem."

"My life is different than how it would have been had I not received the transfer. This is because I have been able to buy a dairy cow. Due to this, my income from dairy farming will increase when it calves and I will be able to use it to pay school pay school fees for my children in time. Also, my life is different as I now have some money that I will be using to pay school fees for my children when the schools reopen. Due to this, I do not stress myself so much on how to get money to use in paying their fees"

"The biggest hardship have faced is lack of stable income. The farm I cultivate is quite small hence cannot produce enough for family consumption, my husband also doesn't have a job and we depend mainly in casual jobs, the little we get doesn't meet the family needs and surplus. So the income from the casual jobs we do goes to purchasing foodstuffs and clothing's hence no development."

"Receiving this money means better Education for my children. Currently i have 3 children in secondary school and am struggling so much to pay their school fees since I depend only on casual jobs. I will spend ksh 70,000 on paying school fees and clearing pending fee balance, I will also use ksh 30,000 to buy a dairy cow for the family."

"Recieving this money means I will achieve my dream of building a good house and start a timber yard which I have always admired to do. I am an orphan and live with my brother who is a casual laborer at a timber yard near our home. We leave in a small compound that we got from our uncles and we always have to look for casual jobs with my brother in order to get something to eat.This has been a struggle from our side since we lost our parents. I plan to spend 400 dollars to build a new house, spend 50 dollars to start my timber yard business and spend the remaining to stock food for us."