"My house was carried away by the strong and fierce winds that struck our village, leaving me and my family homeless. In response to this, I constructed a small one-room structure where my husband, children, and I now sleep. For this coming year, I plan to build a two-room house where I and my family will live and have the space that we desire. To achieve this, I intend to use a portion of the transfers I receive from GiveDirectly to gradually buy building materials and eventually construct a larger house where my family can sleep comfortably. Currently, I have seven iron sheets, and I intend to purchase more sheets and other necessary materials as I can. This new home will provide us with peace of mind and privacy as my children grow. Once the house is complete, I plan to invest in more goats and chickens, hoping they will multiply. In the future, I aim to sell some of them and use the proceeds to support my family’s general welfare, including food, health care, and education. I am truly grateful for the opportunity that GiveDirectly has provided us."

"The financial support that I have been receiving from GiveDirectly has been constructive in my life, particularly when it comes to taking care of my family's well-being and educational needs. I have seven children in school, and their education is my top priority as it is the key to a better life in the future. My goal for this coming year and beyond is to ensure my children remain in school and continue their studies to completion. To provide my children with a pathway to a better future, I plan to use a portion of the transfers from GiveDirectly along with my earnings from my hustles to fund their education. As the breadwinner of our family, I don't have a stable job that provides a substantial income. Instead, I rely on making and selling charcoal, which yields very little. However, I'm grateful that the small earnings I do make help support my family. I am grateful for the transfers, as they have been helping me a lot to take care of my family because the earnings from the charcoal business alone are not enough."

"I used to work in a food-selling kiosk, and the experience I gained there enabled me to start my own kiosk using transfers I received from GiveDirectly. I was drawn to running a food business because I saw how profitable it could be. Currently, I earn a daily profit of around $15, and I’m genuinely happy with this venture. My goal is to expand my business, and I plan to use a portion of the transfers along with some of my profits for this purpose. Watching my business grow to the point where it can fully support itself and my family is my greatest desire, as I have always longed for financial stability. My children and I still live with my mother, and I have always dreamed of having our own home. To make this dream a reality, I've been saving part of my transfers and some of my business profits in our local savings group. Once the funds mature, I intend to combine them with the building materials I have already purchased to start constructing our house. This home will provide me and my children with a sense of belonging. I am truly grateful for the transfers, as they have allowed me to establish a business and will ultimately help me provide a home for my children."

"GiveDirectly excels at delivering unconditional cash transfers efficiently. Their follow-up after the transfers is thorough, ensuring recipients use it wisely. Sending the money in installments is particularly helpful, as it allows for better planning. You know the amount to expect and can prepare for it in advance. In my opinion, GiveDirectly’s approach works very well. I see no areas for improvement and would recommend they continue with this same method as they assist more people."

"Moving forward, my primary goal is to keep my children in school and ensure they continue learning without any obstacles. To achieve this, I plan to use part of my future transfers to cover their school fees. Additionally, I want to continue expanding my business by investing in more stock, which will help increase my income. I have also joined a savings group, where I contribute a portion of my earnings every month. Through this group, I hope to build up enough savings to qualify for a loan, which I can then use to further grow my business. I am truly appreciative of the financial support that has empowered me to pursue these goals and create a brighter future for my family."

"Without a stable source of income, it’s been a constant struggle for my husband and me to provide for our family. This situation has motivated me to start a small grocery business, which I believe will offer a more reliable source of income and help us meet our family’s needs. To achieve this goal, I plan to set aside a small amount from each transfer until I have enough capital to launch the business. Once I start, I hope to attract a steady stream of customers and generate a sustainable income. I am truly appreciative of the financial assistance, which has empowered me to work toward a brighter future for my family."

"I am confident that with consistent hard work, I can transform my life for the better. I am determined to break free from my current circumstances and strive towards a brighter future. My plan is to begin by investing in livestock, starting with chickens and then gradually expanding to goats and eventually cows. By selling the chickens once they've multiplied to a good number, I aim to acquire goats, which will then provide a foundation for obtaining cows. These animals will not only multiply but also provide valuable resources such as milk, and the bulls that I will acquire can be used for farming. Additionally, I have started buying and selling dried fish to further increase my income. Each step of this journey is fueled by my desire to enhance our living standards and build a sustainable future for myself and my family. While I acknowledge that goats can be expensive, I am dedicated to finding a way to make this plan a reality."

"I'm a small-scale farmer. Initially, I considered opening a shop, but it seems like that won't work out as I had hoped. I'm really invested in farming to ensure a good harvest to support my family. Selling my farm produce isn't the best option because I wanted to use the income to open a shop. I've calculated the costs of opening a shop, and it's quite expensive. Now that I have children in school, the little extra income I receive goes toward supporting their education and other household needs. Farming is unpredictable, especially depending on the rains in our area. It's hard to predict whether there will be enough rain or not. Therefore, I've decided to focus on making and selling liquid soap, while also concentrating on farming to ensure we don't lack food.. I also plan to invest in local poultry farming because this project is easy to start and maintain. Once I have a good number of mature chickens, I will sell them to generate income to support my family's needs, such as paying for my children's school fees"

"I currently reside in a two-room house and I am diligently saving within a merry-go-round scheme to purchase new metal sheets. The current ones are old and prone to leaks during heavy rain. My main priority is to create a comfortable home for my family. My husband's job does not bring in sufficient income, and I am dedicated to working hard to ensure that we are able to meet our basic needs without much struggle. Renovating this house would bring me great happiness as its current condition is not ideal, and I feel ashamed when we have visitors. Therefore, I am optimistic that through these savings, I will be able to achieve my dream of improving our living conditions."

"In the upcoming year and beyond, I am really looking forward to investing in livestock rearing, specifically goats. My second priority is paying the school fees for my six children, which is quite challenging. For future planning, I believe that investing in goat rearing is a wise choice because they multiply quickly and are less prone to diseases. Therefore, I have plans to sell some of them once they multiply to a good number, and the income I generate from this will be used to support my children's education. I strongly believe that providing a good education to my children will ensure a bright future for them. This is why I am committed to working hard alongside my children so that one day they will become successful members of the society. I am grateful to GiveDirectly for the financial support, which has strengthened our capacity and enabled us to make various investments for our future."