"My goal for this year is to repair the iron roof of my house. I live in a three-room house, but the roof leaks badly whenever it rains. During the rain, we have to gather in one part of the house to avoid getting wet, which is a constant challenge. To address this, I’ve decided to buy one iron sheet each month using part of my monthly transfer. I’ve been advised that I need about seventeen sheets in total, and so far, I’ve bought seven. Fixing the roof will not only stop the leaks but will also greatly improve our living conditions. I’m committed to this renovation to create a safer, more comfortable home for my family. My spouse, who is not a beneficiary, also contributes by purchasing one sheet using his income. Although he used to live in town and wasn't eligible for the program, he is very happy about the positive changes it has brought to our home."

"As a mother, I never had the opportunity to attend school during my childhood due to the challenges we faced. Now, I find myself navigating numerous difficulties as I struggle to provide for my eight children by burning and selling charcoal, a labor-intensive job that pays very little. Looking ahead to the upcoming year, my primary focus is to give my children access to quality education. I believe this is the key to breaking the cycle of poverty that has plagued my household for years. To turn this dream into reality, I plan to save a portion of the transfers I receive, around $10 at a time, and invest in goats. As the goats multiply, I will sell some of them to cover my children's school fees more easily. I am confident that this approach will not only ensure my children stay in school but also motivate them, knowing they won’t be sent home regularly for unpaid fees. By having goats as tangible assets, I will have a reliable way to address their educational needs and meet other basic necessities. Achieving this goal would bring me immense peace of mind and fill me with hope for a brighter future for my family."

"My goal for the coming year and beyond is to focus on investing in livestock. Recently, we experienced heavy rainfall in our area, and the skies have remained cloudy, signaling more rain to come. Encouraged by this, I have started farming again with the hope of having a good harvest. A successful harvest will ensure I have enough food at home, eliminating the need to buy food. This will allow me to redirect the money from my transfers toward purchasing more livestock. I will save a portion of the transfer every month to purchase the livestock. Livestock is a smart investment for me because it offers financial security. In case of an emergency, I can sell some animals to raise money. Increasing the number of livestock will help me build wealth and achieve greater financial stability. I am very happy and deeply grateful for the financial support, which is helping me work toward a more secure and prosperous future."

"My goal for the coming year and beyond is to focus on investing in livestock. Now that I have completed building my house, I can channel the money from my subsequent transfers into purchasing animals. I plan to start with hens and goats because they are affordable and multiply quickly, ensuring a faster return on investment. Livestock will also serve as a financial safety net. In times of need, I can sell some to address urgent expenses. To achieve this goal, I intend to save at least $20 every month, and once I have accumulated enough, I will make my purchases. By investing in and rearing livestock, I am confident I will generate good profits and improve my financial stability. I am incredibly grateful for the financial support, which has empowered me to plan for a brighter and more secure future."

"My primary goal is to focus on keeping livestock, specifically dairy cows, oxen, and chickens. To achieve this, I joined a merry-go-round last year and have been saving $20 each month from the transfers for this purpose. By the end of this year, when it is my turn to receive the cash, I plan to buy these animals. Once I acquire a cow, my family will benefit from fresh milk, which will improve their health. Additionally, I can sell any surplus milk for extra income. The oxen will assist with land preparation, and I plan to rent them out to my neighbors, generating additional revenue. I believe that achieving this important goal will significantly relieve the burden of providing for my family. Establishing a reliable source of income has been a long-time dream of mine, especially since my job offering motorcycle services does not pay well enough to meet my family’s needs. With this new venture, I am confident that life will become more manageable for us."

"The house I currently live in is no longer suitable for me. As an adult, I feel a strong need for my own space and privacy. Additionally, since I am still single, I want to create a better environment for the family I hope to have in the future. My main goal right now is to build a spacious house that I can call my own. To achieve this, I have started purchasing iron sheets with the monthly transfers I receive. So far, I have managed to buy nine sheets, but my target is to have twenty-four sheets to complete my dream house. I am determined to see this goal through and am confident that by next year, I will have achieved it. Having my own house will not only make me proud but will also provide a solid foundation for starting my future family. It will give me a sense of dignity and restore the privacy I currently lack. I am excited and focused on turning this dream into reality."

"I had initially planned to start a kiosk to generate income by investing my monthly transfers into the project, but I had to drop that idea. This is because my children's needs come first, and we are currently experiencing extreme drought. As a result, the little income we earn is being used solely for food and water. Our stock of maize has already run out, and while we had planned to farm this season, the drought delayed everything, forcing us to skip the entire season. Additionally, the water sources we relied on have dried up, so we now have to buy water from far away at a high cost. I also considered investing in goats, but I decided to buy one chicken instead. Chickens require less capital to purchase and are easier to maintain, especially since they don't consume much water, which is scarce in our area. Although I have some goats, I'm not planning to add more due to the lack of food for them. However, if the rains return and we have a good harvest next year, I plan to use my transfers to start the kiosk business, as I will then have food to feed my family."

"My personal goal is to increase the number of animals I own. Currently, I have 3 chickens and 2 goats, which I purchased using my transfers. Owning these animals has greatly improved my finances. I sell charcoal, which involves going into the bush to find tree stumps, dig them out, and burn them. However, it is often difficult to gather enough charcoal to fill a sack. My plan is to start breeding the animals for sale, allowing me to focus on increasing their numbers and selling them for income. Next year, my child will be joining school, and I am determined to provide her with a good education. I don’t want her to face frustration due to financial challenges, so I am working hard to ensure a stable income. For this reason, I am focusing on expanding my livestock and poultry projects. I am confident that if these two ventures succeed, I will be financially stable even after the transfers end, which is my primary goal."

"My main goal for this year and the coming years is to expand my livestock base to ensure a future stream of financial income. To achieve this, I plan to continue using part of my transfers to buy more chickens, while saving another portion in our local savings group. Once the savings mature, I will use them to buy goats. I also hope the chickens I buy will multiply, increasing in number and value, so that I can sell some to purchase more goats. As the goats grow in number and value, I plan to eventually trade them for male and female cows. Over time, my goal is to own several cows and goats, allowing me to sell them when needed to support my family and my children's education, especially once this project comes to an end."

"I currently sell petrol to the villagers in my area, and I am truly grateful to say that I have been able to establish two branches thanks to the transfers I have received from GiveDirectly. Looking ahead, my goal for the coming year and beyond is to expand these branches further to boost my profits. To make this happen, I plan to take another loan from our local savings group to help grow my business. When the time comes to repay the loan, the transfers I receive will be very useful because I will be using a portion of them to repay the loan, as I will use the profits from the business to support my family and reinvest part of it back into the business. I hope that this business continues to grow to the point where I will be able to comfortably support my family and ensure that my children can receive the education they deserve. I am truly happy for the opportunity that GiveDirectly has given me to elevate both myself and my family, as life was much more difficult before I received this support."