"I want to be developped because I am planning to renovate my house and I bought land so that I will cultivate coffee as it is one good crops in our area that will give us money in coming days."

"Three months ago, I accidentally fell while working on my farm and I have not been able.to fend for my family. I am still under treatment and this has forced me to rely on my son for all my basic needs including medication. It has been a challenge raising school fees for them and I get help from my neighbours sometimes. If I was well, I could meet all the basic needs for my children."

"With age comes the inability to fend for my family hence shifting the burden to my children. It saddens me because they too have the responsibility to take care of their children. Neither do I have a source nor can do jobs because I do not have the strength. Borrowing from my children is a challenge because I may not get everything I need at my convenience."

"Food insecurity is the greatest challenge currently. The prolonged droughts led to insufficient food production and I shifted to livestock keeping from which I sold all of them to cater to the basic needs of my family of ten. My husband and I do casual jobs to earn a living and since it is unreliable, we hardly save any amount. My fear is this year I may fail to harvest, even though it rained I have not planted maize yet since I lacked the money to purchase seeds."

"The lack of a stable source of income has been a great challenge. A motorcycle taxi earns me an average of $2 a day and all the money goes to purchasing food. Sometimes I borrow a loan when I do not get work to do and this has left me indebted for a very long time."

"I am committed to continuing my savings with the merry-go-round. By contributing regularly, I hope to amass enough funds to cover the upcoming school fees for my children. Education is a top priority for us, and we want to ensure that our kids receive the best education possible. We also have a house that has been a work in progress for quite some time, and we have been eagerly working towards completing it. We believe that in the next year, we will finally see our vision become a reality. To help expedite the completion of our house, my husband, who is a teacher, and I have decided to explore the option of taking a loan. It will provide us with the necessary funds to finish the construction efficiently. Part of the transfers we receive will be allocated to servicing the loan. I am excited about the coming year and what it holds for me."

"The new goal I have is to expand my business by adding more stock. With this I hope to get good returns that will enable me to save more and cater for my family's basic needs."

"The new goal I have is to expand my business. I would like to add more stock and different household food stuff to my shop so that I could get earn more income. With this I will be able to cater for my family's basic need and also have extra for saving."

"My hope in the upcoming years is to graduate from pauverty and be able to support myself and my family. I see myself capable of paying bills of my living costs,"

"I want to renovate my house and I will buy livestock that will help me in my daily life"