"I expect my life to change in the next six months in that, I will have completed constructing my house which will be ready for habitation."

"I felt extremely happy because I had been anxiously waiting for money for almost a week without seeing it. I was so jubilated and I knew it was the right time for me to transform my life."

"In the next six months, I will be having my own house and will no longer have to struggle with a place to sleep like I used to before. My savings will have matured and I will have bought a new motorcycle hence increased revenue."

"I was happy when I received my transfers. I felt like a heavy burden had been taken off my shoulder and I was lighjt weight again because all my problems were going to be solved."

"The biggest difference is that currently, I am living in a more spacious house with no leaks anymore whenever it rains. This has given me much comfort as compared to my previous house that was in a pathetic condition. I generate a daily revenue enough for me and my grandson from the fish business that I started meaning we no longer have to go without food as it was previously on those bad days. We are now a happy family and can afford a smile with no worries about tomorrow."

"I never had a cow that I l already bought on top of adding some cash to my mother that she used to cement the exterior part of the house thereby transforming it to a semi-permanent housing structure."

"The motorbike will help me generate some income because I will be ferrying passengers for a fee and using the proceeds to sustain my family. I am sure I will use the motorbike effectively and of course it will last for several years and probably in the future I will be able to get more motorbikes,."

"My life is different in that, I have developed in my home. I sleep well in my permanent structure and I eat well (healthy ) compared to before when I used to sleep under a leaking roof. I could not have built my permanent structure if I never received the transfer."

"My life is different than it would have been because I am happy to have built an iron sheet roofed house, bought a bicycle, a solar panel for lighting at night, which I couldn't afford before. "

"My life is different than it would have been because before, I couldn't afford to buy myself anything, but now I am happy to have acquired household items and land."