"Receiving this money means that I will be able to lease a farm to plant water melon and tomatoes. Currently there is big demand for water melon and cultivating it shall increase my income. I will save part of the transfer to pay fees to my son who sat his KCPE this year as he will be joining form one. I will also boost my wife's tomatoes business because she is the one who budgets for minor expenses like buying food daily in the house from her daily earnings. "

"Currently, I have no assets of my own that would help me gather for my needs in the family. Receiving this money will enable me have a cow of my own which will help me raise my young children comfortably. I also will be self reliant in the coming days."

"Receiving this money means that I will be able to improve my farming immensely. I own a parcel of land next to a waterpan that I have been ploughing manually to plant vegetables and tomatoes but on small scale.Now that I will be receiving this transfer,I plan to purchase two oxen and and ox plough to enable me plough a large portion of the land so that I can engage in large scale vegetable farming.This will enable me supply bigger markets like Bamba and Mariakani thus greatly increasing my income. "

"On April 2018, I got a loan from Kenya Women Finance in collaboration with other women. I paid my part but the others defaulted to pay hence making us to be blacklisted from securing other loans. This has really affected my family as I depended on the loans to run my farming business which is the main income source for us. "

"In the next six months, I believe with the business, I will be financially stable. the next goal is to plaster my house. I have always desired to own a permamnent house but since I am not able to afford it, I plan to plaster the one I have so that it may look strong, neat and presentable."

"The biggest hardship I have ever faced in my life is ending my education after class eight due to lack of fee. I am a first born child in a family of seven siblings. My parent depend on farming to provide for household basic needs. Our farming doesn't do well due to long dry seasons in our area hence most of the time we could not get what to sell for more finances hence our parents raising school fee for me was hard task forcing me to drop out of school."

"My father-in-law recently passed away after along illness of going to the hospital and back. Doing this needs alot of resources and we had to sell all the cows that we had to settle the bills. Recently my mother in law also drowned and passed away and so there was so much that we had to do in terms of funeral arrangements and all. Receiving this money means I will be able to buy a cow and some chicken for rearing so as to become a source of income and be able to take of my family and the extended one since we are now being depended by almost everyone is my family. This money came at the right time."

"My biggest worry is that I dont enough finances to educate my children. As a result, I live in a dilapidated house because the amount I get from selling eggs and chicken is used in buying basic needs such as food."

"I have been working as a herder for the past 10 years taking care of other people's livestock. Receiving this money means buying my own cows and goats so that I can be self reliant. I prefer to keep livestock because they give me milk that I use at home and sell the surplus to make extra income for the family. Incase of emergencies such as illnesses, I can easily sell one of the animals especially goats because they are very marketable and solve my problem. "

"In the next six months, I would want to boost my poultry business. This is because it is our only stable source of income. This will help me in sustaining my family needs from the profits and I will not strain as I used to in providing for the family I used to before I started receiving these transfer."