"In the coming year, my main priority is to focus on my four children who are still in school. Their education is my responsibility, and I want to ensure they complete their studies without struggles. Each month, I will set aside money from the transfers to pay their school fees, buy learning materials, and support their needs. Once they finish school, I will shift my full attention to livestock farming, specifically sheep rearing. Through experience, I have discovered that sheep have a higher value than goats, making them a better investment for the future. By gradually building my flock, I hope to create a steady source of income that will sustain my family in the long run. This plan gives me hope because once my children are educated and independent, I will focus on expanding my farm and securing a better future for us."

"I have been thinking a lot about the future and am excited about starting my own business. I want to operate something where I am in control, allowing me to maximize profits. The idea of owning my own business excites me because it will provide the financial stability I have been working hard to achieve. However, it is not just about the money, it is about creating a life for myself and my children where we don’t have to worry about basic needs. I aspire to build my own house where we can feel settled rather than relying on temporary solutions, and I believe that with my hard work and determination, I can turn this dream into reality."

"When the officers came, they spoke to me nicely and with respect, which made me feel valued. They asked us questions in a respectful manner and took time to understand our plans for the money. I appreciated that they first asked for permission before speaking to us, showing their professionalism and kindness. Their approach made the entire process smooth and comfortable for everyone in the village. I did not see anything bad from GiveDirectly, and everything was handled well. I hope they continue with the same spirit of helping people and treating them with dignity."

"I used to rely on charcaol burning to meet my family's daily needs, but it was never enough for all of us. Life was tough, and we were cramped in one-room house with limited space for my family of six. When i received my first recent transfers, I decided to invest it in building a two-room house for us. It was not a easy decision , but i knew it would make a huge difference. Now, my family is living comfortably in a spacious and secure home, and i feel so relieved to have made that step towards a better life for us all."

"My goal for the coming years is to focus on both livestock and crop farming, as I believe it is the best way to sustain my family. I have already harvested five bags of beans, which has motivated me to continue farming and expand my agricultural activities. Livestock keeping will also be a priority because it provides a steady source of income and food, such as milk and eggs. I plan to reinvest my earnings into purchasing more animals and improving my farm to increase productivity. Agriculture is my hope for the future, and I am determined to work hard despite any challenges that may come my way. With dedication and proper planning, I am confident that farming will help me achieve financial stability and improve my family's well-being."

"My plan is to focus on farming because it is my hope for a better future. Even though I am old, I will do my best to invest in agriculture and make it successful. I plan to take loans from SACCOs and also get support from Kenya Seed to improve my farming activities. With enough capital, I will be able to plant crops on a larger scale and generate more income. Farming has always been my way of sustaining myself, and I believe it will continue to support me in the coming years. I am determined to work hard and ensure that I achieve my goals despite the challenges I may face."

"I was in my kiosk serving customers when I heard a message come through on my phone, but I ignored it since I was busy at the time. Then one of my customers mentioned she had received her transfer from GiveDirectly, which made me quickly check my phone, and to my delight, I had received mine as well! I was so happy but decided to keep the news to myself and continue working. I couldn’t wait to get home that evening and share the exciting news with my family."

"I hope to accomplish the goal of starting a business that will secure my family's future. with my husband unable to contribute as much due to his blindness, i know its up to me to create a stable foundation for us. Starting a business will not only provide financial stability, but also it will offer long-term security for my family. My goal is build something sustainable that will help us thrive and create a better future together."

"My house is a little old, made of mud, and I have always dreamed of having a better house made of bricks. This year, I have made a plan to join a SACCO and start saving a portion of my transfers from GiveDirectly there. My goal is to accumulate enough shares so that I can access a substantial loan. With this loan, I will be able to purchase the building materials I need to construct the house I have always wanted. As a mason, I will be able to use my expertise to cut down on the labor costs, which will significantly help in managing the expenses of building. I truly hope that by the end of this journey, I will have a beautiful, solid house for my family and me. This will bring me so much happiness and peace of mind. I am deeply grateful for the support I have been receiving from GiveDirectly—it has been a great help, and I feel encouraged and motivated to keep moving forward with my plans."

"I am happy that I managed to construct a one-room mud-wall house through the previous months’ transfers, giving me a place to call my own. Now, my next goal is to buy a modern standard bed and a mattress so that I can sleep well. Currently, I sleep on a small traditional bed that is uncomfortable, and every morning, I wake up feeling exhausted. A good bed will improve my sleep, giving me the energy to work harder and take better care of myself. To achieve this, I plan to save $10 a month until I have enough to buy the bed and the mattress. Step by step, I am building a better life for myself, and this next goal will bring me comfort and rest, allowing me to focus on bigger dreams in the future."