"In the next six months, I expect my life to have improved in that I shall have harvested increased produce which will be enough to sell the surplus so that I can use the money in providing other household necessities to my family. I also expect to have an increase in the quantity of green tea leaves that will increase the amount my monthly earning out of distributing them in the nearby factory for pay and in turn, use this my salary to do other developments at home."

"In the next six months, I would want to buy building materials so as to build my own house. I do not have a house now and it is my priority to build a house so that I better my life."

"In the next six months, I am planning to build a new house in my own home. This has been my dream and I am glad am finally going to achieve it because of GD transfers. I will buy building materials such as iron sheets, timber, sand, nails, and cement which I will use to build a house of my dream."

"When I get this money, I will build a decent low cost ironsheets house. The house we are currently living in is grass thatched whereby grass needs replacing almost every year which is expensive. But with an ironsheets house, its does not necessitate replacement consecutively. I will also buy a cow that will produce milk for both commercial and domestic consumption. Money generated from this milk is what I will use to pay for our child's school fees."

"When I receive this money, I will build a low cost ironsheets house because grass is scarce and expensive. I will also buy bulls and an ox-plough because we have been just hiring. This will help us save some money that we have been spending on hiring the ploghing services and also generate for us more income because we shall also hire out."

"The biggest hardship I have faced is lack of money that I can use for proper agricultural practices."

"Before I started receiving money from GD I was selling clothes but it wasn't doing well because I didn't have enough stock. I have therefore been restocking the business with the GD transfers including the recent transfer. I'm happy the business is now stable and I'm getting good profit from it. Part of the money I paid for my child's school fee who is in pre-school so that I could reduce the amount of money she owed the school. I also saved a portion of the money for future use."

"I'm an orphan and I have many siblings whom I'm currently taking care of. This has drained me financially to an extent that I haven't been able to construct a house back in the rural home. I, therefore, have an additional goal of opening up a business with the current transfers thereafter I'll use the income I'll be earning from it to construct a house back in the rural."

"I expect my life to change in the next six month in that I would have saved some money in the merry go round group that we have started in the village to enable me to buy a goat because this has always been my dream."

"I expect to save and buy building materials like cement and sand to plaster my unfinished house. I look forward to owning and living in a beautiful house. I also plan to buy another motorcycle to help my family earn more income hence change in our living standards."