"The moment I received my transfers, I was filled with so much joy for I knew I was finally going to own a home. This made me dance and celebrate for a miracle had happened in my life."

"In the next six months, I expect to have bought a piece of land and I will have more livestock feeds for my cows. I expect to be earning better income from this livestock keeping since will not be spending again on their feeds like now hence will be more financially stable meaning meeting both personal and household basic need will be easier and I will be more flexible to invest in other income-generating activities due to higher returns."

"In the next six months, I would not be purchasing food items since I will have harvested some which I got on my farm. This means we will be having enough to sustain us until next season. Beans will take shortest time harvest and I will have enough food for my family."

"In the next six months, I believe I would have bought a dairy cow and that for surplus milk, I will be selling to make an extra income at the end of every month. The money which I will get from this investment will help me pay school fees for my children."

"We already have a spacious house now that can comfortably accommodate our family more comfortably. and so in the next six months, I expect that my father will have plastered our house and therefore it will be looking more modern than it is now."

"I expect my diet to be well maintained in the next six months. We had agreed as a family that GD's transfer will be helpful in terms of purchasing food and other household requirements."

"It is always my wish to be independent so that I can support my family needs. In the next six months, I expect my life to be better than today in that I will have be owning a poultry farming hence I will be generating my own income trough eggs sales hence I will more independent and more stable financially and this will my happiness since I will be supporting my family needs and I will be a better position to invest more in different goal that comes up."

"My long life desire has been to own a businees that can sustain my family's basic needs. This aspiration has never come through because my job as a food vendor is not reliable as at today. I am forced to depend most on my husband who is doing a part time work as a carpenter. His income is not sufficient enough to cater for our family needs. Receiving this money means providing capital for my business and also enable my husband to start his own workshop. These businesses will be our reliable sources of income that can support our family's basic needs like food and education. I also plan to buy one cow for milk production, to supplly within the village. This will supplement our income and hence, this is basically what receiving this money means to me."

"I would like so much to own a piece of land where I will plant crops for subsistence use and sell the surplus to get money.This will be my first priority when I receive the transfers.On this same piece of land I will rear a dairy cow which I do not have for now and start dairy farming."

"Receiving this money means my dream of investing in a motorbike taxi is finally coming to reality. Currently, I depend solely on my husband's earnings, and given that he is a driver, his income is hardly enough to meet the household's needs. The only mode of transportation here is a motorcycle, this is a sector I want to venture into, particularly transportation of charcoal to Mombasa town. On a good day, one can earn up to ksh 2000. If I combine this with what my husband brings home, the issue of financial instability will be addressed. Again, I want to invest in agriculture, particularly maize farming and to achieve this, I will use part of my transfers to purchase oxen to assist in timely cultivation and ultimately get better yields."