"I have been a cook at the nearby school for quite some time now, and the passion I have gained in this sector is huge. I have also had this desire of starting up a hotel business, but the income I get from that job is not enough to raise the capital needed given that I've been the sole provider to my children for four years now after losing my husband. All the income that I earn goes to basic necessities including education. Therefore, once I receive my transfers, I will put some of the money in this business. Firstly, I will secure an affordable premise at the nearby shopping center, then purchase all the necessary equipment. Again, am interested in livestock rearing particularly goats given that they are not labor intensive and not susceptible to diseases and pests. Once all this are up and running, I will be in a better position to meet the needs of the family with much ease and that is what receiving this money means to me."

"The biggest hardship that I am faced with is inadequacy of farm land. A bigger portion of land was leased out by my father when I was still young. Now I am a man with a family and I almost have no where to cultivate. I feel this so much when it is rainy season because while people are working, I do not have the chance to do so because of the limitations of land. "

"The biggest hardship that I am faced with is lack of farm land. I do hire each time I cultivate. I have never had the opportunity to buy because I don't have money. I cultivate in small quantities and harvest less based on the limitations of space."

"When I receive this money, I will build an ironsheets house so that I can cut the expenditure on replacing grass almost quarterly. This house will be strong enough to even be occupied by my grandchildren in future. I will also buy some cows that I will use for both agriculture and diary. This will boost my income because I will be selling some of the milk produced and also hire out the bulls for ploughing fields."

"When I receive this money, I will complete the construction of our house. We built the house sometime back but we did not complete it because we ran short of finances. I will also buy cows that we shall raise for both agriculture and diary which will improve our household income as we shall sell the milk. I will also buy a few household items like electronics, furniture and utensils."

"The biggest hardship I have faced in my life is lack of money to fulfill my needs and desires like having a wife, socialization and agricultural inputs."

"I have a grown up son who needs a woman but there are no resources to marry one. So, when I receive this money, I will use part of it for marriage arrangements of my son. I will contribute to his dowry. I will also build a low cost iron sheets house because the one I'm currently living in is being destroyed by termites."

"My life is currently different from how it was before Give Directly came into my life because I could not have managed to start a business. I had been selling charcoal which was hectic because one has to do a lot of work but get less money. The transfers enabled me to open a shop which is more profitable as compared to the charcoal selling business. I was also able to pay school fees for my child for the whole term. I am now certain that my child will stay in school without being sent home which was impossible before. The great joy of owning the three goats is something that I did know I will experience any time soon. I just thank GiveDirectly for the help that I received because my life is no longer the same."

"My expectation in the near future is to complete my studies and excel in it. Once this is done, I hope to secure a good job that will help me take good care of my family. Despite the challenge of lack of school fees, I have faith that I will get a source and clear these arrears and finish my studies. I pray that these plans, with the help of God, come to pass. I really thank Give Directly for making me have a plan in life and generally become ambitious. I used their money to settle a few expenses that placed me at a better place where I could excel and improve my living condition."

"My expectation in the near future is to ensure that I buy a dairy cow for rearing of my own. My spouse passed away a few months ago and I was left alone to fend for my family. This cow will help with income from the sale of the milk products from this cow. The proceeds, in turn, will help me pay my children's school fees. I want my children to study and excel well. I pray that I get financially stable so that I can take good care of my children and improve our general lifestyle."