"My biggest hardship is lack of finances to pay school fees for my children ."

"Receiving this money means I will be able to buy a cow for milk and oxen for ploughing. "

"This money is of immeasurable importance to me and my family. Receiving this money means that we shall have (buy) our own cow. Accordingly, we shall have a reliable source of milk for household consumption, while selling the surplus to attain additional income. Hence, we will save a lot of money that we could otherwise use to buy milk."

"Receiving this money means, I will start up business of selling shoes"

"My biggest hardship is lack of a good residential house and we sleep in a linking house."

"Receiving this money means I will be in position to retrieve the piece of land that was leased and then build an iron roofed house. "

"The biggest hardship i have faced is boredom as a result of being single."

"The biggest difference in my daily life is that am happy because am seeing some light in my future."

"The moment I received the transfer I felt so happy."

"The biggest difference in my daily life is that my child has gone to school in time which will suprise even the teachers because she has always been the last. Am also happy because soon I will own a piece of land ."