"In the next six months I will have more income, more investments, ability to meet most of my family's needs and living standards and social life."

"In the next six months, I expect to have a fully operational kiosk that is up and running. Through this, we will be able to get enough money to pay school fees for my grand children and meet other family expenses."

"Receiving this money means that I will be able to buy cattle and marry a wife. "

"I had just woken up in the morning and I checked my phone like I always did every morning. I saw the Mpesa message and the following message from Give Directly. I was very happy and I believed that truly the transfers were real. I then started to think of how I would spend the money."

"The biggest difference in my daily life is seeing my children in school with all their requirements and then being able to buy most building materials that I will use to set up my permanent house. As it is, the house that I am using currently needs renovation and there is no near by place that I can get grass."

"In the next six months, I expect to begin saving and wisely investing my transfers on business that requires less capital within the college. This will make me an independent person thus I shall no longer rely on my parents any form of support but instead support them in paying school fees for my siblings. I will, therefore, not be of a burden to them."

"I spent KES 5000 of the transfers on expanding my second-hand clothes business. I saved KES 10,000 which I am intending to pay college fees with. I used KES 10,000 to pay school fees for my son and sister in secondary. I then paid rent of KES 6000, it had accrued for 2 months. I then saved KES 5000 through savings through table banking. The remaining KES 1800 went towards buying food items for my family."

"My life has greatly improved in that, I own livestock and a bicycle which I wouldn't be able to buy alone. In the past, I at times used to cultivate my crops out of season since I had to wait for other people's oxen to finish working for them. This in turn led to poor yields hence my family would starve due to food shortage. In addition, I didn't have a transport means for fetching water, taking my family members to seek medical attention and among others."

"I spent my most recent transfer to expand my business, I have been selling local cultural scarfs known as 'Khanga' for two years now. I hawk these scarfs around Mathare area. I purchase these items from Garrissa Lodge in Eastleigh estate and I hawk them in Mathare. I spent the transfers to invest in this business in order to boost my income and to utilize the money in a manner that can generate more money. I have seen great improvements in my business and I am very grateful to Give Directly."

"My life has greatly changed as I was able to buy my personal farm land which will help in large scale farming and multiple food production. This relieves me from the issue of buying additional food. Initially, I only had one small garden that would not accommodate more than two food crops. This necessitated me to buy more food to feed my family yet it was not easy to make money at the same time."