"I have a big dream of enlarging my business, and out of it I expect a good return. I sell second hand clothing, but at a small scale which could give me low return. I have done research and I have to increase my savings to allow me qualified for bugger loan for my business enlargement."

"I plan to apply for loan to start goat rearing project. I built a house for the goats, and planted Nappier grass for feeding. I have been ambitious for that and have developed passion for the same. I had completed Fees for the whole year and by next year, I shall have achieved my dreams."

"I expect my life to change in that, by starting this poultry keeping project, I will be getting eggs and meat for family nutritional support as well as source of income. "

"I expect my life to change in the next six months in that, I will have managed to start a business. I want to have a steady income that I can use to take care of my needs and emergencies because currently, I depend on casual jobs that are reliable and at times I am forced to take loans so as to handle my emergencies. This is not a habit that I would love to continue with and this is the reason why I want to focus on business atlease to get something everyday."

"In the next six months, I would want to buy building materials such as iron sheets, nails and timber. I would want to have a good house in my own home when I am still getting these transfers from GD. I would want to make good use of the transfers."

"In the next six months, I would want to buy building materials such as iron sheets, timber and nails which I will use in building a house in my own home. I have become of age to have my own home hence I plan to start early so that I do not struggle when the time comes to move out."

"In the next six months, I want to start a business. I have not yet decided on the kind of business to do but I know with a business, I will have a stable source of income which will enable me to buy land both for farming and where my children will build their houses when they grow up."

"I have always wished to revive my grocery business that collapsed some years back but I have not been able to due to financial constraints. The business was doing very well and I could comfortably manage to take care of my family. Currently, the job that I do generates so little that even buying food for my family fails me at times. I do not get any satisfaction from the casual job that I do since it involves struggling with young men twice my age everyday just to get a little commission from packing vehicles. With this money, I see my situation turning around. I will set up my grocery business in bamba town where the profits are very promising so that I have a more assured and satisfying source of income to take care of my family."

"The moment I received my first cash transfer, I felt happy and I had to ululate for joy. That was because, feeding had been a major problem and receiving this money meant that I would acquire adequate food."

"The biggest differnec in my daily life is that I am happy because I have regained ownership of an acre of land that I had mortgaged for getting a loan."