"I remember my brother in-law inquired if I had received any message. Since I cannot read, I asked him to check my phone and read the message to me. When I heard about the cash transfer that I had received, I jubilated on top of my voice because I had plans of constructing a nice iron roofed house."

"The moment I received the transfer, I felt very happy because I got money for plastering my incomplete house."

"The biggest difference in my daily life is the fact that I started my personal business that has made me employed and bring services near to people. This has helped me to meet my daily expenses such as feeding, medical care to my children among others. Before getting this transfer, I used to farm as source of income."

"I recall I was awake when phone buzzed at around 12:45Am. I was very excited and happy at that moment when I read the message. This cash transfer was going to clear my school fees burden and other family needs."

"The biggest difference is that I am constructing a spacious house which is currently at the ring beam level. Before I received the cash transfer, I was leading a miserable and uncomfortable life. We were living in a small congested hut. I had no money to enable me construct a good spacious house. The cash transfer has relieved me from this misery."

"My life has changed because I can now easily afford to put food on the table for my children. Previously, I had to work hard in order to get something."

"It has been ten years since I brought my husband to our maternal home, something that is not expected in the Giriama community. Since my husband's earnings are never enough to enable him purchase a land and also support other basic needs, my children's education has been affected negatively. My first born aged thirteen years was forced to drop in standard one while the other three who are now school aged have not been enrolled. Therefore, lack of stable source of income is my biggest hardship."

"For a village elder like myself, one would have high expectations since I tackle most of the village issues, yet in a real sense, the struggle out here is so tough. Financial constraint is the biggest hardship I'm currently facing. I'm running a small hotel business at the nearby shopping center and the returns there is hardly enough to meet the educational needs of my two children who are in secondary and college levels. The journey thus far has not been easy, I sold almost all of my goats. Am remaining with only two from the previous tribe of twenty. Once I receive my transfers I will replenish my earlier tribe because was it not for them, my children would all be school dropouts by now. Again I haven't been able to build a house something that I will look into once I get my transfers."

"In the six months, I expect to have paid my spouse dowry so that I can have peace with my self and feel proud as a man."

"My farm has picked up so well and I have been able to earn a good income from it thus I can save some money out of it. So in the next six months, I expect to have saved some money which I can use in cases of emergency."