"When I received my rent transfers, I spent half the amount to pay house rent and the remaining amount I spent on household shopping. This really pushed my household for several more weeks."

"I am planning to pay my children's school fees as they resume school. Then I will see to it that I open a kiosk to help me earn more income to better the future of my children. I will ensure they receive the best I never had."

"I expect my life to change immediately because I will be owning a dairy cow. A productive dairy cow that I will purchase at the end of May will be an additional source of income. Meeting my daily needs will be a lot easier and a smooth task."

"Apart from the clothes business, I have been yearning to also start a shoes selling business to run parallel with the cloth business. In the near future when I receive my next transfers, I will see into it that I start a shoe business."

"My life is very different since I started receiving my transfers. This is because initially I used to survive from hand to mouth. I had no savings and a times I was forced to go without food. But ever since I started receiving these transfers and managed to start my own business this has changed. I can now save and even settle my primary needs comfortably without having to struggle."

"I expect to save some of the transfers to buy more building materials to use in plastering the house. My house will be beautiful and the envy of everyone in the village. I will have livestock for rearing which I can sell later during financial difficulties. When my children are sent away from school to clear fee balances."

"I plan to boost my small business which I have been running for the last few years to sustain my family. I will start out by buying a huge stock of dagaa so that when I finally sell them out at retail price, it means that the profit margins will be bigger than what I generate today."

"My kitchen is thatched and leaks whenever it rains. It is old and on the verge of falling down at any time. I have started buying building materials that I want to use in building a kitchen using the previous transfers. I expect to save and buy more building materials that I will use to build a new kitchen."

"I want to save some more to buy building materials that I plan to use in plastering my house. I had built a house in the previous years but I had not plastered it because I had other commitments and also earned so little from casual labour that could only buy food to feed my family."

"In the next six months, I am thinking of further investments that can help our family move towards being financially stable. A part from improving my maize selling business, I plan to have additional livestock for the family. Such assets shall be of great assistance especially during times of financial difficulties."