"Receiving this money means I will be able to buy a piece of land and oxen that will help in farming. This will be an opportunity for me to make things better for my household. "

"Receiving this money means I will be able to buy a piece of land that I can cultivate. I also hope to buy oxen and an ox-plough using this same money. This will make the farming activity easier for me."

"Receiving this money means owning more acres of land. That will help me plant crops, sell some and eat some at household level. The farm land land I cultivate on right now is hired land and some times when I lack money for hiring, the whole season passes by without any serious farming for my household. "

"I expect my life to change in the next six months in that I will continue investing my transfer on my farm. I would want to use the transfer to better my life and can only happen through farming. I will be using the transfers to buy farm inputs such as hybrid seeds and fertilizers to use on farm."

"My plan for the next six months is to save my transfer. The reason for saving is to enable me to get the resources needed to start a hotel business. I would want to use the savings to buy equipment and stock to start the business. I know through the business, I will not struggle anymore financially."

"I expect my life to change in the next six months is to boost the cloth business which my main source of income. I would want to boost it so that I can get a good profit which is my income. The income will help me meet my family needs in time without struggles. It will help again stop going for casual work to meet my needs."

"I expect to have plastered my house and I will be living in a very beautiful house. I expect to build a new kitchen as I do not have one. I shall have started a business to help improve my family's lifestyle."

"The biggest hardship I face is lack of land. I have no where to practice crop production since my father abandoned me with mummy when they separated. This is really making life difficult since I realise very little out put from farming to help sustain the family demands. "

"Receiving this money means acquiring cows that will be an investment for the future needs I my household. Currently, I engage in farming in order to ensure that my children are at school not forgetting meeting household needs. In case of any balance, I will buy some farm land that will be used for growing crops that will feed the family as well as well some for meeting other household needs."

"The biggest hardship I face is lack of land. Iam facing a shortage of farm land because after returning home my parents alocated one acre to me. This is not supporting crop production and I end up getting very little produce each season which does not take care of my family's needs. Also is areason I can not afforded to educate my children at institutional levels and they drop out hence it's affecting their futures."