"The ice cream business isn't doing so well especially due to the cold weather and this has led to a reduction in sales. I ended up getting very little profit which isn't able to take care of my family needs. I, therefore, have a new goal of saving some money so that I can start clothes business. I plan to sell sweaters and leather jackets in particular since that is what most people may need considering the cold weather at the moment"

"In the next six months, I want to save the money so that I may be able to buy a laptop which I really need to handle school homework. Right now, I have to beg from my parents and in most cases, I have failed to do my work in time because I do not have a laptop."

"I expect my life to change in the next six months in that I intend to lease land and expand the acreage of my farming. Cultivating in a bigger acreage of land will guarantee the ability to earn an extra income from the sales of the double produce from the harvest."

"I expect my life to change in that I shall have started my cosmetic business which shall enable me to pay school fees for my children"

"I expect my life to change in the next six months in that, I would have bought a dairy cow using the saving issued to me from our merry go round group. I believe having the dairy cow will enable me to cut the cost of buying milk which is currently very expensive"

"The biggest difference in my daily life is the fact that I am happy because I completed paying for my plot of land. I am now relieved from the owner who had put me on pressure to give him his money yet I was hoping to clear him if the harvest is ready. In addition to this, I am happy that I was able to buy an ox that will aid in the farming."

"I lost my job towards the end of the last month leaving me jobless with no source of income because I didn't have any side hustle. Being the head of the family, my family relies on me for everything and therefore I have to look for a way of providing to them the basic needs. I, therefore, have a new goal of starting up a cyber cafe business so that I can have a source of income which will enable me to meet my family's needs."

"Given that I don't know to read, my daughter checked my phone and saw that money was sent then informed me. At that moment, I felt so happy that I thanked God for such an opportunity."

"Currently, I live in a very small house which can barely accommodate the size of my family. My kids are also growing up and I feel it is time for them to get their own space, room, and privacy. For me to be able o get the new house in place before the end of the year, I will need to have the building materials in place so that the dream can finally become a reality."

"I expect to save more and pay for my course and by then I would have started working as a full-blown mechanic to help raise income to help my livelihood. I look forward to changing the lifestyle of my parents."