"I expect to have built a new house by then as I would have saved and bought the building materials. I also ventured into livestock rearing as I bought livestock to help in the generation of income for the family. This will be the main source of income for the family."

"I have three children,all of them are girls.In our culture,male children are a pride and joy of their fathers.My husband has always pestered me about this.After my third child,I fell ill and when I visited several hospitals,I was told that I had a growth that made it impossible to carry another pregnancy.The various hospital visits cost my spouse and I a lot of money and we had to even sell our livestock to pay for treatment as well as paying for our children's school fees.This has left us in poverty.This is the biggest hardship I have faced"

"There is a big difference in my life now because I have got back my farm land after paying a debt using the transfer. I have also acquired materials for constructing an iron roofed house hence saving me from the struggle of replacing thatch for my hut yearly."

"Although I used part of my first transfer to start up a mobile money business using a friend's already registered business line, my life currently has changed because I was able to boost my business using my second transfer and I am now an employed person. I am a boss of my own. Prior to getting this transfer, I was running someone else mobile money business that gained a lot of experience from and I was ready to set up my own."

"Currently, the business I started has not yet stabilized and I have not yet started earning much from it. This means that I am still not in a position to support my grandmother with the household needs as I would love to, but I hope that in the next six months, I will be making decent profits so that I can support her and even be able to make savings for my future college plans."

"I believe that my life will no longer be the same again in the next six months. This is because though I will not have finished my studies, my knowledge gained at school will have increased. In addition to this, I will no longer be depending on my grandmother so much on everything as I will be using my transfers to cater for most of my needs."

"In the next six months, I plan to use my transfers to buy a cow. This is because I can be able to sell the cow and raise money for other needs."

"In the next six months, I plan to use the transfers to change my life in that I will be having a goat in my life. I will be feeling the pride of having livestock in my compound just like all my neighbors."

"I expect my life to change in the next six months in that I want to replace my roof. The one I have now is old and the nails are coming off. The iron sheets used are also old and I know soon my roof will start leaking. This is why I want to buy iron sheets which I will use to replace the current roof for my safety."

"The cash transfer has transformed me alot. I purchased livestock that I tend to most of the time compared to the past when I was idle at home. I had no livestock of my own to enable me pay bride price."