"I expect in the next six months I would have to build a better house. And as a parent, I would be happier and thankful to Give Directly for the support which we have received."

"My life is different from how it was in that I have already bought building materials and now I am hopeful of having a home. I have always wanted to own a home but due to financial constraints, I was forced to postpone this process until when GiveDirectly came into my life. To me, this is the biggest difference in my life."

"My life is different than it would have been if I never received the transfer because I own a motorcycle. I operate a retail shop and transportation that is involved in stocking items in my shop was a big challenge before. I felt that I could have expanded the business if it was not for the transport cost. I am so happy that low cost of transport has greatly increased my profits. I currently enjoy effective and efficient transport thus have humble time to operate my business. My shop has grown and the profits are much higher which gives me ease in providing for my family's needs.On the other hand the motorcycle serves part of communal needs for instance in emergencies where some village members are sick especially the elderly and they do not have any means of transport. I always volunteer to take them to hospital as well. All these has changed my life positively and in a big way."

"I am a farmer and for over 20 years that I have been ploughing my farm,I rely on the tradition methods of farming. This has not been very profitable for me because at most,I only manage to plough 2acres of my current 5 acres of land. Ploughing manually drags a lot and by the time I start planting, it is already late into the rainy seasons. The end result has always been very poor harvest.with this money,I will buy two ovens since I already have the ox plough at ksh.30,000 so that I can expand and improve my farming to incorporate other plants like cassava,cowpeas and wheat which are drought resistant.I will also buy 10 goats at ksh.25,000 to help me in future as my investment plan to continue educating my children."

"In the next six months, I would have harvested potatoes which I had planted with part of the transfer are almost ready to harvest. I am looking forward to a good harvest which when I would get to sell it would enable me to sell and earn money for supporting my children in school."

"Being a single parent,all the needs of my family is all on me.I have children in school who require school fees among other needs within the household.I normally grow vegetables for sale and sometimes buy from neighbours to sell at a nearby market.However,this business does not provide me sufficient income to cover all these needs as well as improve my home.It has even become more difficult owing to long drought seasons that has affected crop production.Basically,the biggest hardship I have faced is lack of money to meet the needs of my family."

"In the next six months, I believe that I would have bought sheep. Since sheep matures and reproduce faster, I would expect to have a good number which I will sell in future and buy a heifer."

"My biggest ambition is to achieve food security for my family. However, this has not been possible because of unpredictable rainfall in the area. I therefore plan to purchase oxen that will help me scale up farming. Instead of the 1.5 acres that I am tilling currently I will add 4 more. This will mean more produce. Besides using the animals in my farm, I will hire them to generate income. My husband who is a seasonal constructor, will purchase a motorbike that will facilitate his movement to work as well as ferry customers."

"Being a house wife means I depend solely on my husband for upkeep. He supports the family with around 3000 shillings a month. This amount is supposed to cater for food, medical, clothing and educational needs. It is quite impossible to meet all of them because food and education consume almost 75% of the amount. I have always desired to set up a business to supplement our family income. I this regard, I will use part of the transfer to start a chicken business in Bamba market. This project will save me the fulltime dependence on my spouse. Besides, I will start a goat rearing project that will help me during financial emergencies."

"Financial instability has been my biggest hardship in life. This is because being a widow with no reliable source of income yet you have dependants who are still schooling can be a big challenge. Most of the time, my children are sent out school due to lack of fee and this has affected their performances negatively. It is a big thorn to me when I see them at home while others are in class. "