"Before the transfers, I did not have any stable source of income. I only depended on a small income from casual work which was nto enough to meet all my needs well. I would really struggle and I felt like was very unfair to me. This is why I chose to start a grocery business with part of my first transfer. The littler profit from the business has really helped me grow financially and meet the small needs in time. As a result, we do not have a list of pending needs which has reduced our financial burden."

"The poultry project I started with part of my transfer has brought a lot of financial changes in my life. Since I only depended on income from casual work, I was not able to provide for my family well. The income was not much and very inconsistent. As a result, I would have to borrow to ensure I meet all my needs. I did not have much in life. This is why I needed an income-generating activity to help me boost my income. My needs were rising on a daily basis but the income was not growing at all. When GD sent me the transfers, I used it to buy chic for starting a poultry project. I am glad it is doing well and as a result, I get money from the sale of chicken and eggs. Through the income, I am able to handle financial difficulties easily because of |I do not go borrowing and begging to meet my family needs. GD has taken away my shame."

"I used my transfer to start a grocery business for my wife. This has brought a lot of change in our financial life. I do not struggle as I used to so that my family needs are met. My family depended on my income which could not sustain all our needs. I would have to borrow in most cases which was also a very big burden to me. I would hardly have extra to spend on my family. I was operating on a fixed budget which was not going on well with me. Since my wife started the business, we have always had an extra income on a daily basis which has really helped us handle some of the needs on a regular basis. I don't feel like I used to feel when I was overwhelmed with needs. Secondly, the fact that I do not buy kerosene on a daily basis is a very big relief for me. My children have sufficient light to do their homework till very late and the risk we had from smoke emissions from kerosene lamp too is no more. My daily expenditure has reduced because of GD transfers."

"The moment I received my money, I was overwhelmed my joy because I had got the money for purchasing oxen that would help with agriculture."

"I expect to build a new house for myself which is part of our traditions requirement for an old man of my age. This is a tradition that I have to live by like it was designed by our forefathers."

"The moment I received my money, I became very happy because I had got the money for renovating my house."

"I was overwhelmed by joy the moment I received my money because I knew my plan of acquiring a motorbike was going to be attained."

"In the next six months, hopefully I will have started assembling materials to help me build another better house. Besides that, my farming will have grown and able to sustain my family."

"My life is different from how it was in that, I am now able to store my food well. My cows are also guaranteed to have enough food during dry seasons without fear of getting spoilt. This means they will become healthier and produce more milk. Apart from that, I also have no worries about our food because I built a new granary that will keep our grains safe. The cow feeds are safe as well."

"For sure, I do not know the best way to express my gratitude to GiveDirectly because I was not at peace at all having been trained to be a teacher. My expectation was to get a job but my certificate was withheld by the institution due to a fee arrears. I stayed for many months and because I didn't have the cash, I could not collect it on time, I could not apply for any job vacancy that came on my way. I thank GiveDirectly because it's through this money that I cleared my arrears and was issued my certificate, I can now apply for a job any time, which makes it to be the biggest difference in my daily life."