"In the next six months, my life will have changed. This is because I will not be buying maize flour anymore since I will have harvested enough maize from my farm. Due to this, I will be channeling the money I would otherwise use in buying maize flour to poultry keeping. Also, I will have finished building a chicken coop and increase the number of chicken. My family will at times be using eggs as vegetables since it is more nutritious and have fewer side effects on our health compared to meat."

"I expect my life to have changed in the next six months in that I will have bought a motorcycle. I will use the income I will get after selling my farm produce and the savings from merry go round group to purchase it. This will enable me to save more money from my daily income and use it for my home improvement purposes. After attaining this, I will start focusing on improving my farming practices and increase acreage."

"I expect my life to change in the next six months in that I would have saved some money in the merry go round group that we have started in our village to pay for the school fees on time. I will also be in a position to buy fertilizers and seeds to use on my farm."

"The biggest difference in my daily since I started receiving these transfers is that my business is now doing well. I have relied on the business for the last two years and since it was my main source of income, it has not been doing well. All my needs have been getting from the business and yet I have not been investing more into it. It was going down bit by bit but before it could collapse, I stared receiving GD transfers which have been very helpful in boosting the business. I know very soon, I will be able to rent a premise and I know it will impact positively on my income through the profits."

"Having picked on our plan to extend the construction of a poultry house, we have great expectations that in the next six months, the whole of it will be completed and we'll be adding up the chickens."

"My life is different from how it was in that, I will no longer be depending on handouts since I own livestock that will be bringing me income."

"My life is different from how it was in that, I rested from doing casual jobs that I used to fully depend upon on to make ends meet. Atleast for once I got a humble time to concentrate on my farm. As result of that my farm produce are really doing well and hopefully I am expecting a bumper harvest. Besides , I managed to meet my other goal which was to construct a decent house for my family."

"I had just woken up when I received a message notification. Upon checking, I realized that it was a confirmation of receipt of the transfer. I was very excited, especially because I knew that I would finally be able to fulfill my long term desire of buying livestock among many other things that I struggled to achieve due to my low income."

"In the next six months, I believe that I would have constructed a good poultry house which I will be using to rear poultry. I would be financially stable since I would have started selling eggs. Eggs are on high demand and I will not even be going to the market to sell as the buyers come to collect at my doorstep. The money which I will generate from this farming will enable me to buy other necessities which we cant produce at home."

"My second-born son is currently in his final year of primary education. This means next year if all goes well, he will be joining secondary school. This is a process which requires a lot of money to achieve because he will be required with full school fees and other school requirements. This is why my determination is to use the transfers for savings which I will use in buying school requirements such as books, uniform, shoes, bag and even to pay his school fees at the time when he will be joining the school."