"I spent the first transfer on putting up a house. I used the money to buy iron roofing sheets and wood that I needed. I was living in a grass thatched house but this was affected during partitioning of my fathers land. The portion where my house was built fell on my brothers parcel. This meant that I had to relocate to where I was apportioned. I also bought foodstuffs for my children."

"I received the money while I was making breakfast for my family. I understand that the message had arrived earlier but for one reason or another,I had not read it until when I was cooking. I was so happy that I almost forgot all about the food. In fact, some it got overcooked as I was in awe!"

"I received the money while I was still asleep, early in the morning. It was the greatest day of my life and I thanked God for making this happen to me. I knew that my poor condition will change because I could end the water shortage issue."

"I spent the first transfer on acquiring a dairy cow. I used a part of it on building a house. I made a new wing extending from the small one that I had been living in. I then demolished an old grass thatched house that doubled up as a kitchen and a place for the children to sleep In. I finally bought foodstuffs and clothes for all of us in the family."

"I felt extremely happy when received the notification of Mpesa way that morning. I could not read the message myself but I was pretty sure that it was about the transfers. I gladly woke up that early in the morning and started preparing breakfast so that I could start the day early in order to get time to plan for it and to start changing my life."

"I spent part of my first transfer on paying school fees for my children who are both in primary school. I had to pay in advance to avoid being sent home every no and then. I then bought some iron sheets and building poles to construct a small kitchen. I then bought a new bed and a mattress to replace traditional beds that we have been using for all those years. I then bought a dairy cow as my living asset that I can depend on in case of my financial difficulties. The remaining amount of money, I am using it buying some enough foodstuff for my family and some other household items."

"In the next six months, I expect my life to change in that I shall have accumulated enough money to buy a piece of land. I am currently staying at home and have plans of acquiring my own piece of land and building a house in it. I am looking forward to accomplishing all these plans over the next six months."

"My spouse has been operating a charcoal business even before GiveDirectly came into my region. But then the business had collapsed recently because we were using the capital most of the capital to fulfill our needs since it was our major source of income. Therefore after receiving the first transfer, I managed to revive it and its currently it's doing so well. On the other hand owning is also assuring me that my life will transform greatly. I will sell the milk and save the money to settle all the bills which include school fees and other household items. The two projects make my life different and I don't think I would have achieved all these if it were not for GiveDirectly."

"I have really been struggling for so many years to own some assets like the livestock but I did not have enough resources to but them. Therefore owning them makes the biggest difference in my life and I am so proud to mention it. I will now lean on them just in case of any financial needs. Also, the fact that I now sleep comfortably on a nice bed has brought the biggest difference in my life. This is because I have been sleeping on the traditional beds for all those years and I was always complaining if some backaches."

"Having have revived my business of charcoal has brought the difference in my life. I did not have enough funds and this made the business collapse at some point. This is because I utilized all the profit and capital to cater to my family needs. Currently, it's running so smoothly. Also through the transfer, I managed to buy a dairy cow and a pair of oxen. The pair of oxen will be for the agricultural purpose for my farm and those of neighbors at a fee, hence getting additional income. With the cow, I will be getting milk which I will sell them and save the money and start som other projects."