"Receiving this money will enable me to start and run a business in the village. We are currently struggling to put food on the table by doing the casual job within the village which is hard to come by. When an opportunity knocks, I earn an estimated wage of KES 150 a day which is not enough to cater to the entire family. I have a family of 4; my wife, daughter, sibling, and I who are all depending on me. I, therefore intend to start dairy farming as a business. The choice of starting this kind of business has been my long-term dream because we stay close to the milk cooler. I intend to spend my first transfer to acquire a dairy cow at an estimated cost of KES 30,000 and the remaining cash to start a business of buying and selling milk to the milk processing plant. I feel this is the most lucrative business to venture into because of its high return and thus the need to grab this opportunity. Fulfilling this dream will be a sigh of relief to me and my family."

"A prolonged period of drought has been the biggest challenge we are currently facing. Over the past 9 months, we have received inadequate rainfall in our area; lack of water and low crop production has been part of us. We entirely depend on rainfall to survive as a farmer because we have 0.5 acres of land where we have grown maize. I am worried that if the situation persists, my young family of 4 will cripple in hunger."

"I am proud to have constructed a modern, two-bedroom house for my family. Before this, we lived in a tiny, grass-thatched house. I was unhappy about this, especially since I wanted better living conditions for my two children. Sadly, I could not afford to build another, due to a lack of finances. This cash transfer, however, has changed that. Our new home is spacious and meets our needs as a family. My children have a decent place to lay their heads, which is such a relief."

"My family lives in a small, one-bedroom house. It would also serve as a kitchen and storeroom, which sadly made it so congested. This made me self conscious and I did not want to let visitors into my home. I could not afford to change this, since I have no source of income. But, thanks to the transfer from GiveDirectly, I have built a kitchen for us. I can now cook my family's meals comfortably, and it makes me so happy."

"I am currently a student, studying to become a primary school teacher. Over the past few years, I have struggled to pay my school fees, due to financial instability. So I was happy to spend KES 13,000 on creating school fees arrears, and KES 10,000 on other school-related expenses such as books. I then spent KES 25,000 on the purchase of a calf. It will be able to supply us with milk in a few months."

"I was very excited when I received transfer massage from Givedrectly because, I didn't have money to send my children to school this semester, and was worry about how to get money for their Schooling this year."

""Money is the most important challenge with my family! My husband is involved in hard labor yet, he doesn't get much from the gold mines and the farming. So, it's even challenging for us to have a healthy and proper meal each day because the ground hugs can eat our crops.""

"I will build a house for my family when I receive the transfer. Currently I live in a house that belongs to a Lady,but I'm uncomfortable here because whatever I do,I'm reminded by her that I'm living in a free house. My children cannot play anywhere around the house freely because it doesn't belong to us,and it affects them mentally,so I want to build a house so that my children and I can be at peace and play freely without anyone bothering you them."

"If I should benefit from this cash transfer, I will send my children to school. I am getting old, few years from now, I will not really be able to do much physical work. Educating my children will help me reduce the hardship."

"Cataract has overtaken one of my eyes fully and is gradually taking over the other. If I should benefit from this cash transfer, I will try seeking advance medical treatment in Monrovia. This will help me from loosing my sight."