"I expect to venture into livestock farming for the financial security of the family. I believe by then I shall have saved and bought livestock which will help in the generation of income to help us improve our lifestyles. By then, I shall have leased the farm and expanded my farming further and this will see us have financial security as a family."

"Now that I am unable to invest on anything else with my transfers other than paying school fees for my children, I do not expect any much change in my life in the next six months. I only expect to have it easy paying for the school fees because I know it would be tough without the transfers due to low income."

"I felt so happy the moment I received my money. I remember it was very early in the morning when I was taking breakfast with my family when I checked my phone. I could not believe my eyes because I had never received such amount of money in my entire life before. My spouse and children really celebrated because they have never seen such an amount of money before. We sat down with my spouse to budget the money together and the first thing was building a house because we were living in a small mud house. Currently, I have a decent and spacious house for my family and I feel so grateful for this."

"In the next six months, we shall have accumulated enough money to buy a dairy cow. My husband and I have agreed on a monthly contribution which we will be saving towards the realization of this goal. The dairy cow shall bring great relief to us as a family especially on the cost of buying milk which has proven to be so costly to us."

"I will build iron-roofed house to shelter my children. Iam currently sleeping in a small house with all the property and the children. This so congested and inconveniencing when I feel like expressing love with my wife since the children are mature. I feel they are wise and Sharing one room will make them grow as children with bad behaviours."

"Receiving this money means that I will invest in livestock keeping. I have been longing to rear goasts and cows as a source of livelihood since Iam a widow with no one to assist. Givedirectly transfers will enable me realise my dream of livestock keeping. These cows will provide milk for consumption and selling. The money got from selling milk I will spend on providing better health services to myself."

"Receiving this money means that I will be able to buy land. I currently get little produce due to limited access to land , this does not support the family demands. This land I will carry out crop farming to realise enough produce for food and part of it sell . The money realised from selling some produce will be spend in providing other basic needs like Education and treatment incase a family member falls sick."

"The biggest hardship that I am faced with is poverty. I am not able to support myself the fact that I am a widow. From the time my husband past on, I struggle to make ends meet alone as an individual. I have no one to run to for help. The piece of land that I have is too small for me to depend on but it is all I have. I don't have money with which to buy more. Some times I don't have food in the house so I try my best to do casual labour just to get some food to eat. I have children who would be supporting me but they are not able. They are equally poor and they also have the responsibility of providing for their families. "

"Before receiving this transfer, I had an ox that I would combine with the neighbour's for us to do farming together. However, the sharing of oxens often brought disagreements which led to delays in farm ploughing. After recieving my second money, I added an ox to compliment the one I had. Therefore I now have my own oxen which I use without any disagreements and delays."

"Receiving this money means I will be able to buy a piece of land that I can cultivate, buy household items. I also hope to buy a goat that will reproduce and support me in the future incase there are any eventualities. "