"Our biggest hardship we have faced in our life is the time we start to be independent because we had no money to sustaim our selves. In our area getting casual jobs is rare because nearly everyone here is also is economical unstable."

"The biggest challenge I have faced in life is the failure to attain reasonable and satisfactory marks in secondary school. I joined a local school that lacked vital learning resources, especially books. Besides, I used to be sent home frequently to fetch fees due to financial constraints faced by my family. Accordingly, my dream of becoming a doctor has been shattered by the low marks that could not allow me to proceed with my studies yet I lack school fees for repeating some secondary school classes."

"I was admitted in hospital for 3 months and during that time my father passed away. I became the sole breadwinner for my family. Due to my health condition, I was not able to provide for them as well as pay my hospital bills and my mother was forced to engage in casual jobs to raise funds for this. However, the money she earns is never enough to cater for these needs. Thus, inadequate finances are my biggest challenge."

"My biggest concern is lack of finances. I separated with my husband at a time when I had young children and no income to feed them. Everyday I used to carry my youngest child to a nearby town searching for laundry jobs so that we can get our daily meal. Nobody in our family was there to help us in that difficult situation.This really stressed me for a long time because it came unexpectedly."

"Building a three roomed iron roofed house at an estimate cost of $300, A poultry unit that will cost $50, buying 30 chicks @$2 each and their feeds as well as buying barbed wire and wiremesh for fencing my compound to restrict the chicken from destroying crops on my neighbour's farms is what receiving this money means to me. I will also use $150 to buy a dairy heifer that will be my source of income in future once it multipliers and produce milk for sale."

"My life here since this long have been buying milk for my children,from my neighbor where have to spend around 3000 shillings in a month.Receiving this money I buy milking cow at a cost of 20000 Shillings to sustain my family."

"The biggest hardship have gone through is getting money to pay school fees to my children.This made my kids to drop out of school and now am suffering at this old age with no income."

"Despite my husband having experience in the motorbike taxi job he has never get a chance to own a motorbike. This has forced his to borrow from my neighbor a thing that troubles my mind with the income of $ 2 per day he can not fully provide for the basic needs like food and clothing for my family of 5 members. Therefore, I consider lack of adequate finances to fulfill my dream as my biggest hardship."

"Owning a place of land has been my biggest ambition. At the moment the land we are having does not belong to us and we are getting constantly threat from the owner who wants to sell it out. Receiving this money means the realization of my longing since I am planning to spend $ 600 on purchasing 3 hectares of land. This will enable us to live a peaceful life something that we have lost for long."

"My greatest desire has been to construct a good house for my family. Currently, I am living in a small, leaking house which serves as my kitchen at the same time. Receiving this money means fulfillment of my wish of owning a decent shelter. I am planning to spend $ 300 to build a two-roomed house, one room for myself and the other for my children and I will also use $150 to purchase bedding."