"The biggest hardship I have ever faced is food insecurity.This is because I am a single mother of 4 Children and I rely on casual labor.Due to this, I have been finding it extremely difficult to put food on the table.Sometimes, I am forced to seek help from relatives who then speak negative about me and my children.This makes me feel like Iam not part of the community."

"Food insecurity is the biggest hardship I have ever faced.This because I am a house wife relying on farming and sometimes rains are unrealiable hence receiving poor harvest.My husband does casual work which is hard to get and earns him little. Due to this I have been struggling to feed my family and sometimes we spend the whole day without food.This stresses me a lot."

"This is a huge gift for me because, I lack means of finding good money so receiving so much will help my family to buy food"

"Receiving this money means a reliable source of income for my household. Currently, I depend on my husband who is doing charcoal work and his earning is utmost $40 per month. I am planning to spend $400 of my first transfer to start a kiosk that will act as my source of income and I will be assured of getting $5 per day. For the remaining amount of my first transfer, I will expand my house so that it will be spacious enough to accommodate my visitors. With my second transfer, it will help me to buy 10 goats that will act as my long-term investment project."

"The biggest hardship I have faced is unemployment, because I'm not certified I can only teach in small schools and this limits my earning. I currently earn only $40 per month which is not enough in providing my family's basic needs such food and saving."

"The biggest hardship I have faced in life has been financial constraints. I retired a few years a go and my wife is a stay at home mother. We now depend on subsistence farming and motorcycle business. I only earn about $40 per day from the motorcycle and that is not enough to Carter for our basic needs such as buying a water tank or paying school fees."

"The biggest hardship I have faced has been insufficient finance to help provide basic needs such as education and clothing for my children."

"Receiving this money would mean an expanded business for me. I do buy and sell cattle in this locality but most of the time I am not able to meet demands of my clients due to little investment that I made in this business. I would like to invest all my transfers in this business and this will get me profits of up to US$150 per month. Currently am limited to profits of US$50 monthly."

"Job security. I do not have a job now and the casual labor that I offer is tedious because I hurt my leg and this restricts my movement. I am in the process of searching for less tedious and secure jobs that can help me fend for my family."

"It means a lot. I have a mini shop in my village and would love to use $100 of the first transfer to add more items to it and use the remaining to add a cow since I have a large family and the cow that I have does not produce enough milk for us. I will also use $100 to stock enough maize for my family."