"My old age has been the biggest hardship so far. It has disabled me from engaging in continuous economic production. Being a widow and polygamous wife, it has taken a toll on me to raise a dignified life for my young children."

"Receiving this money from GiveDirectly means good education for my children. I have a girl who is a form two in secondary school and two children in primary School. Once I successfully receive the money, I will use part of it to pay school fees for my children,and use the remaining to buy two cows that will start earning me an income by selling some of their products such as milk."

"Lack of money is the biggest hardship I have ever faced. I lost both my mother and my four children in the past ten years due to health related complications. I used a lot of money in their hospital bills. I was forced to sell all my livestock in order to raise money for their hospital bills. Unfortunately, they did not make it. From that moment, all my finances were drained in totality and I have never made a come back again financially."

"From the time I was in college,I have always wanted to establish a modern barber shop and a bigger house within this village.There are only two barber shops within the village and it becomes congested most of the time.I want to build another house because my kid is growing and it won't be comfortable for me and my kids sharing this one room."

"For a long time, I have wanted to build a house with an iron sheets roof. This will enable us to collect rainwater and also reduces the burden for my wife going to fetch water over long distances and also I can save at least Sh 600 a month which I always use to buy water.I have also sold most of my livestock to gather for my kids school fees .Therefore this transfer will help me acquire some other cattle and hence I can sell their young ones in future for my kids fee again."

"My dream has always been to establish a good house for myself, this house I live in now belonged to my late mother. I have been unable to build a house or pay for my school fees since the sudden death of my mother who was the breadwinner of the family. Being the last born I had to sell a part of my share of piece of land to pay my school fees and gather for food and other household needs. Now that I may receive these transfers I shall build a good house worth $40 and buy a dairy cow .I shall sell the milk and earn at least $15 a month."

"The lack of a stable source of income has been the biggest hardship that I have ever faced in my life. Currently, I work as a cook, and the most I earn is $7 per week. This income is very minimal and it can not fully cater to our basic needs. Sometimes, we skip meals, and also my children are sent out of school due to a lack of fees something that has robbed away my joy."

"I have a plan of buying two dairy cows at $600 and goats at $100 which will boost my will boost my family income. I never managed to proceed with my education and having cows and goats will help me and my family have some income. I will also set aside $100 for education and the remaining $200 to buy food and clothing."

"My husband is physically disabled and doing hard work to him is very difficult. This has forced me to assume all his responsibilities and since I depend on subsistence farming, sometimes I feel more challenged in meeting our basic needs. Hence, I consider financial instability in my household as the biggest hardship that I have ever faced."