"I lack money for food and fertilizers as I am not working and do not have a stable source of money"

"Have you seen my house the way it looks , is just ike a ducks house and i am ashamed of it so this money will help me to finish up and beautify my house we have been trying but we couldn't because of not having enough money."

"Being old I lack money for basic items like soap and food so this money has come at the right time as it will help me to cover some of those things"

"My biggest hardship is financial constraints. I used to work as a night guard earning Ksh 7000 per month which was not enough to cater to my family's needs. I decided to leave the job and go back to farming. The biggest challenge is the lack of finances to purchase farm equipment. Using hand made equipment takes time and so tiring."

"The biggest hardship is hunger i own a small piece of land which i practice farming on, mostly i don't get to harvest much because of inadequate farm inputs,i also don't have a good shelter and a sleeping place."

"Receiving this money means I will be able to cater for my siblings school fees. We have been struggling with lack of school fees for long. My siblings have been sent home several times to get school fees but this has not been possible. I will use 800 dollars from the transfer to pay my siblings school fees. I will use the balance to buy food for my family. Doing this will make me happy."

"I want to buy a dairy cow. I have one but it cannot produce enough milk to feed my family. I expect to cost around 700 dollars. This cow will help me get enough milk for home use and even sell the extra to pay school fees for my children. I also beed to complete my new how. I have to put Windows and ceiling."

"My life is different than it would have been if I had never received the transfer in that I am now stress-free after completing the payment of my school fees. Previously, I was constantly sent home due to fees arrears. In addition, I am constructing a decent and spacious shelter for my mum and very soon she will be living a comfortable life when I complete the construction. Furthermore, I was able to start a goat rearing, a future investment for the family."

"It mean a lot to me. I have a young family and the house that I am living in is too small for us. I intend to build a house for an approximate amount of 40,000 shillings in order to accommodate my growing family. I plan to buy a cow and 3 sheep for 32,500 shillings and use 20,000 shillings to start a business for buying and selling goats."

"I am a housewife and I depend on my husband who is a casual laborer at Mombasa. His weekly income is usually $40 but considering our household needs, this earning is never enough to sustain us. Sometimes my children are sent out of school due to lack of fees, also we have been skipping some meals. This kind of life has been so stressful to me since it pains me to see my children at home or missing food. Therefore, financial instability has ever been the biggest hardship that I have ever faced in my life."