"It has been an uphill task for me in dealing with the school payments. I have two children in high school yet I depend on the charcoal vending business with an income that barely meets my needs. My goal is to be able to invest in my children's education. This is because I believe they are the ones who'll take care of us in our old age and this is through securing their education which will have them excel in life. For that, I plan to ensure that the entire amount I get monthly will be used on school fees."

"I began a second clothes business when I started getting my monthly transfers. I'm pleased that business has been booming consistently. However, for this year, my primary goal is to expand it by investing a portion of my subsequent transfers back into the aforementioned business. That will enable me to raise funds to help with my children's school fees. I will be happy to see them make good academic progress. I will also use a portion of the transfer to help me buy food for my family. Because of crop failure in the previous season, we are currently going through a severe famine."

"My aim is to purchase more livestock, particularly goats, and then sell them so I can purchase dairy cows. My son, a construction worker, is my primary source of support. He has a very heavy responsibility to look after his family, which consists of his wife, seven kids, and me. I wish I could contribute to paying some of the family's expenses, but I am unable to do so due to my advanced age. By purchasing livestock, I hope to create a source of income that will enable me to contribute to my son's family's financial needs."

"Lack of financial stability is the main challenge that I face at the moment. I am a dairy farmer and just last month I lost 3 cows to East Coast Fever and this has been a setback because they were all producing 30 liters of milk per day. I have lost income since I used to earn $18 per day from the sale of milk. I have not recovered from the shock and I don't know if I will continue with this venture."

"Food insecurity is one major challenge that my family is facing. I am epileptic and this hinders me from working to my full potential in order to provide for my young family. I normally get at least one seizure per day and I always confine myself to my compound to make sure I am safe in case of an attack. This leaves my wife as the only breadwinner and more often than not she is overwhelmed. She works as a casual laborer, working in other people's farms, doing manual jobs like weeding, to put food on the table for the rest of us. The much that she can earn on a good day is $3. This is not enough to buy 3 meals for the day."

"My husband left me and is no longer taking care of us yet the children need to eat and go to school.Since June he has not provided anything for us. All he says on phone is he stopped working."

"It is 1 year now since I started my food kiosk but there have been so many financial challenges to operating it. My capital has ever been $15 and it has not increased yet, which means in a day, I only make $1 after paying my worker $1.5. Since my husband has other responsibilities, he has not gotten the opportunity to help me in this business and I find it hard to save and expand my job. Hence, the stress of operating a low-performing job is the biggest challenge that I am currently facing."

"It is slightly past 1 year now since I separated from my husband and this left me with the burden of taking care of my 8 children. Considering that my tailoring job has not been stable since I came back to my maternal home, I have faced a lot of challenges including the provision of my family's basic needs. What a life of worries as a mother! My children's education is what has been affected most since they have frequently been sent home due to the lack of fees. At home, we have been forfeiting meals, a situation that has affected our health status. Therefore, I consider financial instability as my biggest challenge."