"My vegetable vending job collapsed 3 months ago because I spent the capital to pay my mother's hospital bill. This has compelled me to stay idle at home, a situation that has forced me to depend on my husband who is a motorbike taxi. His daily income is usually $5 and this goes directly to settling our very basic needs, especially food. Being jobless makes me feel like an irresponsible mother and a burden to my husband. Therefore, I consider the lack of a reliable source of income as my biggest challenge."

"Losing my husband! This is the toughest situation that I am currently undergoing since early June this year. I have been so down and I find my life lacks meaning because I do not have any plans to cushion my family of 5. Being a widow now with no reliable source of income becomes a double grief to me and the hope is only on my son who is a casual worker in Mombasa. What a life of pain!"

"My roof replacement is the main task I want to finish this year. The "Makuti" or coconut leaves that make up the roof of my home are currently in poor condition. Every time it rains, rainwater seeps into the house through the large openings, causing damage to my possessions. In order to have enough iron sheeting to construct a spacious two-room house, I intend to purchase two pieces per month. The iron sheets' resistance to extreme heat means that they won't just improve the appearance of my home; they'll also last a very long time. Given that I will use some of the funds to purchase food and for medical expenses, it will be challenging for me to complete, but I hope everything goes well."

"I'm buying goats so that I'll have an investment by the time the program is phased out. They thrive in our drought-stricken region, which is why they are our main source of investment. I can easily sell them in the future to cover my expenses if I get into hardship. I still have two more kids, one in elementary school and the other in high school, and I think the goats will make it easier for me to pay their tuition. I currently work as a taxi driver on a motorcycle, but as the years pass, I grow older and less energetic, so the goats will help me enhance my income. Since I will be taking care of my goats and depending on them for my financial needs, I won't have to focus that much energy on the motorcycle"

"I am currently facing a problem in that I cannot afford paying school fees for children who are studying at Napolo primary school which is a private school. I also face a challenge of getting food for my people. Landslide have has also destroyed crops which we could sell and access basic needs."

"Lack of job opportunities has put my family in a financial crisis. I was recently employed to work as a cook in a nearby secondary school where I am earning $50 every month. I have three Children in Kapkwen Academy where I am required to pay $45 school fees for every child every academic term. Raising school fees is a big challenge because what I earn is less than what the school expects of me. Right now I owe the school arrears amounting to $100 and they wrote me a note telling me that my children should not report to school until I clear. This has caused me a lot of stress to a point that I have lost my appetite."

"I have a family of 11 members with nine being children. My husband is a teacher at one of the nearest mosques and I am doing casual jobs at the village mosque. I earn $50 per month and my husband earns $100. My husband has another wife in a nearby village and he shares the money equal to both of us. The money I get caters for food only and it is not even enough. I have five children at Madamani primary school and they all have a fees balance of $ 60. This has made them stay out of school for a while. Lack of school fees for my children is the challenge I am currently passing through."