"Previously I had nothing that I could call my own assets to lean on in times of financial crisis and my casual job could not allow me to acquire them since the small amount money I was earning went to food and other basic needs for my family. Its only through the GiveDirectly money that I now own two bulls and goats which to me are savings for the future. To me, owning livestock is the greatest achievement that has brought the biggest difference in my daily life."

"In the next six months, I would expect to have completed paying school fees for my children for the whole year and I will start saving money for buying a cow. I have been spending a lot of money on buying milk for use. I believe when I got one we shall have milk for use and also for sale. This will be an additional source of income to our family."

"Before receiving the transfers I only used to aspire to do business. These aspirations never came to pass since I did not have enough capital to start the business. I used only to rely on casual jobs. I would do casual construction jobs and could only pocket KES 400 a day. These jobs were not reliable since they were seasonal. When I received the transfers I used them as capital to start a business dealing in men's wear. This became life changing as I now earn triple what I used to earn. At the moment I earn KES 1000 daily."

"Owning the goats is the biggest difference in my life as at first I had none and now I am happy that I was able to buy seven of them which I am keeping as my assets and I am hoping that they will reproduce and increase in number and be able to cater for my financial needs."

"The biggest difference that this money has brought into my daily life is that I owned nothing as assets in terms of livestock, though I had yearned for a long time at least to buy a single goat to keep in my household and because of my unreliable sources of income, then I could not. Through financial support from GiveDirectly, I was able to purchase them. This alone gives me satisfaction for my longing has finally been fulfilled."

"The biggest difference that the money has brought into my daily life is that I now own livestock which I never thought of getting one day in my life. I know through the pair of oxen, then I am assured of timely cultivation and early planting so as to obtain abundant yields to feed my family."

"Having bought shaving tools and equipment, I believe that in the next six months I will be having a reliable source of income once I open a barbershop. I also expect my poultry to be earning me more income from the sales of both eggs and the chicken. At the moment I only earn from selling their eggs but planning to let them hatch so that I can have more chicken in my farm."

"I was very happy and full of joy that morning when I received the message from GiveDirectly notifying me of having received my first transfer from it since there were some things which to me seemed impossible because of my unstable financial status. I was thankful to GiveDirectly since the money would help me a lot in paying for my children's school fees."

"That moment I received this transfer I was very happy. I finally knew that y dream of having a new house had come. my kids have always wondered why we sleep in the same house with them hence no privacy. That day I rushed to the market to buy the materials because I was so anxious."

"I expect my life to change in the next six months in that, I will have started saving towards my child's education. Saving for me has been difficult but with the assuarity of the monthly payment, I am certain that I will manage to achieve this goal. This will change my life because I will see the dream of taking my child to high school becoming a reality."