"Having a single roomed house that is supposed to accommodate my 5 children is quite impossible. This has forced 3 of them to seek shelter in our neighbour's house. I am not happy with this situation because I feel it is quite inconveniencing the owner. I also fear for their security because I am not aware of what takes place at night. Besides the house being small, the roof is also half thatched. This has made it unbearable during rainy seasons and it is common for us to wake up at night amidst waters. I therefore plan to build a better house that will have more space for my children. I will also start selling 'omena' in my village to earn income. This business will save me the agony of uprooting trumps to burn charcoal for a living."

"My life has improved because with my first transfer, I bought solar energy which gives me enough lighting in house. In the past, I used kerosen lamp which could cause smoke pollution and this was health risk. Secondly, soon I will be sleeping in a permanent house. Currently, I'm occupying my sister-in-laws hut which is even leaking."

"The moment I received my transfer, I felt very happy because I got money for cementing my permanent house which had taken me one year."

"The moment I received money, I felt very happy because for money for paying school fees for my 2 grandchildren who are orphaned."

"I felt very excited the moment I received the transfer because I was had hopes of paying off the debt and repossess my farm land."

"The moment I received the money, I felt very happy because I got money for buying building materials and a bicycle for collecting water and going to the market."

"My life has improved because I acquired my two bulls for ploughing my farm land this season. I hope to add another to make three and then partner with my brother to make four since they are still young. Previously, I hired someone's bulls and also used local tools like hoe."

"The moment I received the money was my happiest moment ever. I had a lot of thoughts and needs. My heart was filled with joy at that moment."

"I received the mobile money message early morning when I had just woken up. I felt relieved and happier at that moment."

"I am relieved that I have officially married a wife. I had no other feasible plan on how to acquire dowry. Much as I was thinking of venturing more into agriculture. It would not have earned me enough income."