"The first transfer was insufficient for me to build a house, so am planning to build nice house with the next transfer because the one I have now is very small and in poor conditions."

"I am planning to start on building my dream house with the next transfer because the first transfer could only buy building materials. I also want to start my radio and mobile phone repairing service business to improve on my income."

"I am planning to buy a plot of land where I can build our own house on our own land because the house and the land i stay on with my family now was give to me by my father in-law. So to be safe, I need to have my own land and house for my family though I could not do all this with the first transfer because it was not enough."

"I am planning to buy land with the next transfer because I don't have land where I can have a house for family and farming. The first transfer was little to meet this cost."

"I am planning to start building a nice house with my next transfer because the one I have now is grass-thatched and leaking during rain season. The first transfer only met building materials so I will use my next transfer to put up a family house."

"Am planning to building a modern house in my upcoming transfer because the first transfer was not enough to cover my building expense."

"Am planing to use my next transfer on hiring labour to renovate and plaster my house because the first transfer was not enough to hire labour. I also want to complete my children's school fees because I only paid part of their fees with the first transfer."

"Am planning to buy land and build my own house the house am staying in now is for my father in-law and he is keeping complaining about staying in his house."

"I want to start a retail shop to save my villagers from walking long distances. This will also help me improve my household income."

"I am planning to hire labour with my next transfer to plaster my house because the first transfer was not enough to the cost of labour."