"I plan to buy another sewing machine and rolls of fabric, and open a tailoring shop. this will provide me with a source of income and I will be able to pay school fees for my children because am widowed and have no financial support."

"I'm planning to pay my children collage fee. I'm also planning to build a new iron roofed house because my current house is in bad condition."

"I'm planning to enlarge my house because the current one I have is too small. I'm also planning to invest the rest in livestock."

"I'm planning to pay fee to my daughter in collage. I'm also planning to pay fee to my son in secondary school."

"I'm planning to enlarge my house because my current house is small in size. I'm also planning to pay fee to my two children in high school."

"I'm planning to invest a portion of the transfer in livestock. I'm also planning to furnish my house with the remaining amount."

"I'm planning to complete the rental houses my spouse died before completing. This will provide my family with adequate cash for sustainability."

"I'm planning to invest the entire transfer in livestock farming."

"I plan to buy sand, cement and pay labour to cement the floor and walls of my house to give it a good finish."

"We plan to spend my upcoming lump sum payment on finishing up house renovation, buying a bull and paying school fee for my husband’s orphaned niece."