"We plan to spend my upcoming lump sum payment on starting a groceries business."

"I'm planning to enlarge my house because my current house is too small. I'm also planning to pay fee to my son who is joining university this year."

"I plan to buy ironsheet, timber and nails, and build an iron roofed house."

"I plan to buy ironsheet, timber and nails, and build an iron roofed house."

"I'm planning to cement the floor of my house with a portion of the transfer. I'm also planning to save the rest and add to the last transfer to enable me buy some parcel of land where I can cultivate."

"I plan to pay 10,000KES on paying school fees for my child in secondary school, and buy a matress and utensils. I also plan to increase stock for my cereal and legume selling business. I also wish to construct a fish pond."

"I'm planning to invest a larger portion of the transfer in second hand clothes business. I'm also planning to purchase some furniture with the remaining amount."

"I am planning to spend my upcoming lump sum payment on College fee payment(30,000 KES) and payment of a longstanding school fee debt(20,000 KES) for my two children."

"I'm planning to cement the floor with most of the transfer. I'm also planning to build a kitchen with the remaining amount."

"We are planning to spend my upcoming lump sum payment on purchase of more housing materials and construction of a 40-iron sheet house."