"I am planning to spend my transfer on building a house as I don't have my own house currently, I will use part of it to invest in my small business of selling clothes and the remainder I will save it for my grandchildren who are very young so that when they reach school-going-age I will pay for them school fees." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children who are in primary school and one who passed exams to join secondary school. I will also build a toilet as I don't have one, I will buy a two cows one for milk and the other for ploughing my farm. I plan also to spend part of the transfer on buying a bed and beddings for my children and I." (Country: Kenya)

"l spent the transfer on buying mattress, l aslo bought a bag of maize . l also paid school fee for the children" (Country: Kenya)

"l spent the transfer on buying bedding , l also bought food for the family." (Country: Kenya)

"I used the entire transfer to pay my daughter in high school fees." (Country: Kenya)

"I bought some cushions, purchased a sack of maize grains, and also bought school uniform to my son in primary school." (Country: Kenya)

"l spent the transfer to on buying iron sheets ,l also offset a loan that l had. l also bought food for the family." (Country: Kenya)

"I invested a portion of the transfer in poultry farming. I also purchased two sacks of maize for family consumption." (Country: Kenya)

"I am planning to pay school fees for my children, build a new house and buy some goats to breed." (Country: Kenya)

"I used the entire transfer to built a pit latrine." (Country: Kenya)