"We are planning to build a bigger house because this one is small. We are also planning to purchase two bulls and an ox-plough that will aid in farming." (Country: Kenya)

"First,I would like to spend part of the transfer on school fees because I have a daughter who is supposed to join form two. Secondly, I would like to re-design my house by extending and furnishing it since I want to give it a decent look. Lastly,I would like to spend the remaining amount to revive my fish business for sustenance." (Country: Kenya)

"I would like to use part of the transfer to buy household items. Secondly l would wish to expand my house because it can not comfortably accommodate my family. Finally l would like to a kitchen to in preparation of meals for my family." (Country: Kenya)

"I would like to use part of the transfer to build a pit latrine for my family. Secondly l would wish to build a kitchen to prepare my meals. Finally l would like to plaster my house to avoid dust and to improve my family health." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my daughter who did standard eight last year and is joining high school. Secondly l would wish to build a new house since my house is in a bad condition. I would also like to seek medical attention for my daughter who has been very sick. Finally l would like to build a pit latrine to improve the health of my family." (Country: Kenya)

"I would like to use part of the transfer to expand my business to generate more income. Secondly l would wish to buy a motorbike to use business to generate income. Finally l would like to use the rest of the money to build my own house so that l can stay at home." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to use the transfer to buy food. I also plan to use part of the transfer to go for a medical examination. I have an infection in my chest." (Country: Kenya)

"I plan to spend the transfer on school fees for my grandchild. I also plan to use part of the transfer to construct a kitchen. I also plan to use the remaining balance to buy food." (Country: Kenya)

"I plan to spend the transfer on constructing a house. I also plan to use the transfer to buy furniture, bed and beddings. I also plan to spend the transfer to pay bride price required by my in-laws." (Country: Kenya)

"I plan to use the transfer to construct a new house for myself and for my son. I also plan to use the transfer to buy oxen plough. This will be helpful to me during land cultivation." (Country: Kenya)