"I am planning to join college once I finish my computer classes. To achieve this goal, I want to invest my transfers in a goat-rearing project. Since my parents are jobless and raising my fees would be difficult for them, I need to plan well to ensure I use my transfers wisely to continue my education. Therefore, I want to buy goats and keep them at home. I appreciate that since I started receiving these transfers, I am able to pay my fees, relieving my parents from the financial burden. When it’s time for me to join college, I will sell some of my goats to pay my fees. This is my dream for the coming year and beyond." (Country: Kenya)

"In the coming year and beyond, I am planning to invest in a poultry business. I had already started with a good number of chickens, but unfortunately, there was a disease outbreak that killed almost all of them, leaving only six. Despite this setback, I am not giving up, and I plan to use my transfer to buy more chickens once the disease clears up. I chose this project because once they multiply and I have a good number of chickens again, I can sell them and invest in buying goats. This will enable me to support my family financially by selling some of the chickens and generating income." (Country: Kenya)

"In the coming year and beyond, my goal is to invest in goats. I aim to raise and sell them once they multiply, generating profits to support my education. To achieve this goal, I will utilize the funds received through the project and a portion of my savings. The income generated from this venture will enable me to pursue my dream of obtaining a Bachelor's degree in Education. Becoming a teacher has been my lifelong aspiration, and realizing this dream would be a significant achievement for me. I am thankful to this organization for improving my family's living standards and positively impacting our entire community." (Country: Kenya)

"I currently live in a single room with my husband and four children. My goal is to rebuild our home into a three-room house so that my children can have their own space. I want them to enjoy comfort and privacy. I am currently saving through my merry-go-round group, confident that with disciplined savings, I can achieve my goal. Previously, I worked as a tailor, but I had to stop when one of my children fell ill. I am hopeful that once my child recovers, I will be able to return to work and with income I get I also save and once I get enough money I start my house construction process." (Country: Kenya)

"I finished tailoring school last December. After completing eighth grade, financial constraints prevented me from attending high school. Fortunately, GiveDirectly, through the transfers they send each month, enabled me to enroll in tailoring school and acquire essential tailoring skills. My immediate goal is to purchase a sewing machine and expand my inventory of materials for my tailoring business. I have already secured a workspace where I will create dresses and school uniforms. I believe with the good work I will do, my neighbors will make me the number one on their tailoring list, when looking for someone to make their dress. My ambition is to improve my family's quality of life and raise our living standards through this enterprise." (Country: Kenya)

"I am eager to start my own shop of selling colorful African fabric, aiming to ease the burden of paying my school fees. With my mom selling charcoal and my dad currently unemployed, finances have been tight. My plan is to buy African fabric in bulk, have a trusted family member sell them for a profit, and use the earnings to fund my education. Alongside this venture, I also have two goats that I am raising and I am waiting for them to multiply so that I can sell them and raise enough money to support myself in the future, after I complete my studies and plan to join college." (Country: Kenya)

"I currently live in a two-room house. My goal is to build an additional room for my sons, who are currently in school. I believe it's important for them to have their own space once they finish their studies. Living with grown men in the same house doesn't feel right to me, and I want them to have their own place. To achieve this, I plan to purchase metal sheets gradually and store them until I have enough to start building. I am confident that with the financial support I receive from GiveDirectly and the income from selling charcoal, I will be able to reach my goal of providing a better living arrangement for my family." (Country: Kenya)

"I completed my Form Four studies in 2019. I am eager to pursue my passion for studying as a laboratory technician in college. Before enrolling, I aim to save enough money, in order to plan and to purchase a motorcycle, which I will then lease to someone who will maintain it and generate income for me. This income will help me cover my college fees without difficulty. I am confident in this plan because it ensures I won't have to worry about where to find tuition fees once I start college. With the transfers, some will be investing in purchasing goats and others as pocket money." (Country: Kenya)

"I currently have two goats. My goal is to increase their numbers so I can eventually sell or exchange them for bulls. These bulls will play a crucial role in helping me cultivate my land and generating income through hiring them out. In addition to raising goats, I currently sell chickens to support my family. With the income from my work and the monthly transfers I receive from GiveDirectly, I will be able to purchase more goats, which I can later exchange. I believe my family's future will be brighter and we will live a more comfortable life than we do now." (Country: Kenya)

"In the coming year and beyond, I want to invest in a goat-rearing project. This will serve as a lasting reminder of my transfers once they come to an end. Additionally, goats multiply, which is a great benefit. Once I have a good number, I will sell some to get money to support my family by paying school fees and buying food. To achieve this goal, I have already started buying goats and will continue to do so until I have acquired a good number." (Country: Kenya)