"I plan to spend the transfer on buying beddings and furniture. I also plan to spend the transfer on buying sheep and goats." (Country: Kenya)

"I am planning to spend my transfer on expanding my business of selling household items like cooking oil,sugar and matchsticks. I will spend part of the transfer on building a kitchen as my house is small when I have visitors,I will pay school fees for my children and part of the remaining amount I will start a business of selling chicken." (Country: Kenya)

"I am planning to spend my transfer on repairing my house by having it cemented and I will also buy two cows and a ploughing machine together with renting a farm that we will plant our crops." (Country: Kenya)

"I am planning to spend my transfer on building a kitchen as I don't have one, I will repair my house as it is in a bad state and the remainder I will start a business that I will find viable in my village." (Country: Kenya)

"I am planning to use my funds on my children's secondary education, buy chairs and foodstuffs such as maize." (Country: Kenya)

"I am planning to spend my transfer on my son's college fee, buy a dairy cow for milking, and household furniture such as a cupboard mattress and bedsheets." (Country: Kenya)

"I am planning to start a vegetable business so as to increase my earnings, expand my house because it's too small for my family and buy a bed because I sleep on the floor." (Country: Kenya)

"I am planning to invest in horticultural farming to help me meet the needs of my family. I plan to use my transfer to purchase a bull for ploughing, seeds and pesticides." (Country: Kenya)

"I plan to build a new house, buy livestock like cattle and sheep, the rest we will use to buy household items that we lack." (Country: Kenya)

"I plan to invest in poultry farming, mostly chicken. I want to buy the necessary materials like feeders and to also build a structure to rear them. The rest I will use to build a toilet." (Country: Kenya)