"I plan to pay school fees, my eldest child is in college. I also have three others in secondary school." (Country: Kenya)

"I used 3000 KES to settle some loan, bought a mattress, bought some nice clothes for the family, and also used the remaining amount to celebrate Christmas." (Country: Kenya)

"I I used a portion of the transfer to settle some debt, paid 3,000 KES school fees to my daughter in high school while the rest was used to purchase foodstuffs for family consumption." (Country: Kenya)

"I spent my token payment on expanding my house using iron sheets." (Country: Kenya)

"I spent my token payment on building an iron roofed kitchen." (Country: Kenya)

"I spent my token payment on buying 4 sheep at KES 8,000.I also paid school fees for my child." (Country: Kenya)

"I spent the entire transfer to purchase a solar panel to light my home." (Country: Kenya)

"I spent my token payment on buying bedshits,shoes,clothes and food for the xmass celebrations." (Country: Kenya)

"I spent my token payment on expanding my house.I also bought 2 windows and fixed them.I also bought a mattress and chairs." (Country: Kenya)

"I spent my token payment on plastering my house.I also bought maize for my family." (Country: Kenya)