"I plan to spend the transfer on buying household items like furniture. I also plan to use part of the transfer to marry my wife by paying bride price required by my in-laws. I also plan to use the transfer to buy oxen plough to help me during land tillage." (Country: Kenya)

"I plan to use the transfer to pay school fees for my child. I also plan to buy household items like furniture. I also plan to build a toilet for the family." (Country: Kenya)

"I plan to spend the transfer on house construction. I also plan to use the transfer to buy household items like furniture and utensils. I also plan to use the transfer pay for my driving course fee." (Country: Kenya)

"I would like to build a kitchen since I don't have one. I would also like to spend some amount on school fees." (Country: Kenya)

"I am planning to spend my transfer on paying dowry first so that I may build my own home and I will spend part of it to buy my own boat so that I can use during fishing as I am still depending on hired boats which I have to pay for." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my two children who are in college and secondary school. I will use part of the transfer to renovate my house which is not in a good state, I will open a shop for my wife so that she can sell food stuffs and to complete the construction of my kitchen so that it can have a roof which will enable my two girls to use it as their sleeping place." (Country: Kenya)

"I am planning to expand my house because it is small.I am also planning to spend some part of the transfer on school fees because I have a daughter who passed her exams and is supposed to join form one." (Country: Kenya)

"I am planning to purchase a water tank because it will harvest rain water that we can use for consumption and cooking since we have a problem of water scarcity in this area. I also plan to boost my mining business by hiring some more workers so that we can make more money." (Country: Kenya)

"We would like to buy a sheep because it is easier to raise than a goat. We would also like to expand our house because it is small." (Country: Kenya)

"First,we are planning to hire worker who can cultivate our farm. This is because we are aged and we don't have the energy to do farm work anymore. We are also planning to buy some dairy cows that can produce large quantities of milk for consumption and for sale." (Country: Kenya)