"I would like to use part of the transfer to pay school fees for my child who is to join college. Secondly l would wish to expand my house because my house is very small and can not accommodate my family. Finally l would like to open up a business to generate income to sustain my family." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to support my family. Secondly l would wish to buy cows to act as security incase of any emergency. Finally l would like to buy household items for my house." (Country: Kenya)

"I would like to use part of the transfer to do poultry farming to generate income to sustain my family. Secondly l would wish to expand my house because it is small and can not accommodate my family. Finally l would like to pay school fees for my children who are soon joining high schools." (Country: Kenya)

"I am planning to build a toilet with the first transfer. The other transfers we will use to buy household items, build my children a small bedroom and plaster my house." (Country: Kenya)

"The biggest hardship I have is lack of a steady source of income and insufficient food for my family." (Country: Kenya)

"I am planning to build an external kitchen, buy some livestock and build a toilet." (Country: Kenya)

"I am planning to pay school fees for my children and start a small business, since the one I had collapsed." (Country: Kenya)

"I am planning to pay school fees for my children, buy a cow and repair my house." (Country: Kenya)

"I am planning to buy a sewing machine, cloth materials and pay school fees for my children." (Country: Kenya)

"I am planning to build a toilet, fence my home and add more capital to boost my business." (Country: Kenya)