"I would like to use part of the transfer to pay school fees for my son who is joining form one came next year. Lastly l would wish to open up a business to generate income to support my family." (Country: Kenya)

"I plan to use the transfer to construct a house since am staying in a rental house. I also plan to use part of the transfer to pay school fees. I also plan to start a small business." (Country: Kenya)

"I plan to use the transfer to buy oxen plough which will help me during planning. I also plan to spend the transfer on iron sheets, timber and nails to construct a bigger house to accommodate my family." (Country: Kenya)

"I plan to build a new house" (Country: Kenya)

"I am planning to build a new house because my roof is old and licks during rainy seasons and this exposes my children to diseases. I also plan to purchase household furniture I and a dairy cow. I will also start up fish business." (Country: Kenya)

"I am planning to increase stock in my shop business and build a new house because my roofing materials are old and so I am rained on during the rainy season." (Country: Kenya)

"I am planning to cement my house because my walls are made of mud that falls every rainy season, buy foodstuffs such as maize and build a latrine because I always feel uneasy using my neighbour's." (Country: Kenya)

"I am planning to use the funds to fence my compound so that I can venture into horticultural farming, pay my son's secondary school fee and start charcoal business." (Country: Kenya)

"I am planning to build a bigger house because I have a large family and my current house is small, set up a business that involves the sales of grains such as maize, beans and sorghum." (Country: Kenya)

"I am planning to spend my transfer on expanding my fishing business by buying more nets for fishing, I will renovate my house and make it to be more raised so that I am not affected by flood water from the lake, I will also spend part of the transfer on paying for dowry as I haven't paid dowry yet and the remaining amount I will buy a sheep and a goat for milk and meat." (Country: Kenya)