"First,we would like to build a spacious house that can accommodate our expanding family. Secondly,we would like to spend some amount on school fees since it's our major problem." (Country: Kenya)

"We would like to spend the whole amount on school fees. This is because my spouse and I had already planned to join college this year." (Country: Kenya)

"I am planning to purchase land for farming because I live in a small shamba where I am unable to venture into farming." (Country: Kenya)

"I am planning to build a new house because my house is small and the iron sheets are old so my family is rained on during rainy seasons. I also plan to venture into charcoal business so my health can improve because I have been doing sand harvesting and this makes me sick all the time as its not an easy job." (Country: Kenya)

"I am planning to invest in my tailoring business, fence my compound so I can do horticultural cropping, expand my house because its small and I host many church visitors being that I am a pastor, and use the rest on my children's education." (Country: Kenya)

"I am planning to start my own hotel business, set up a boutique shop so that I be able to meet the financial needs of my family." (Country: Kenya)

"I plan to invest in my fishing business by purchasing more fishing materials, buy household furniture and start up a small business that involves sales of maize so that I can comfortably provide for my family." (Country: Kenya)

"I am planning to take my daughter to college, pay school fees for my son and enlarge my house." (Country: Kenya)

"I would like to use part of the transfer to do dairy farming. Secondly l would wish to expand my house because it is small and can not comfortably accommodate my family. Finally l would like to buy fishing equipment to generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to expand my farming activities. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to pay school fees for my children." (Country: Kenya)