"We were planning to spend three quarters of the transfer on school fees since that is our major concern. We were also planning to boost our quarry business because it is the main economic activity in this are and we heavily depend on it." (Country: Kenya)

"First, we were planning to expand our house by adding some more rooms so that it can accommodate our expanding family. We were also planning to set up a business,particularly a shop, because it is something that will generate some income for us. Lastly, we were planning to purchase some household that we lack in the house." (Country: Kenya)

"I would like to build a new house,this is because this one is old since most of it's walls are broken down and the roof is also worn out. I would also like to build a small kitchen inorder to avoid cooking in the main house. I also don't have a toilet, hence I would like to build one that can serve my family." (Country: Kenya)

"First,I would like to build a pit latrine since I don't have one,I have been using my neighbour's latrine for quite sometime but now I feel I should own one that will serve my family. Secondly, I would like to plaster my house because I want to prevent dust-born diseases. Lastly,I would like to spend the rest on school fees since I have a daughter in secondary school and another one in college." (Country: Kenya)

"I am planning to build a bigger house that can comfortably accommodate my family, buy fishing materials and pay my children's school fee." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income for my family. Secondly l would wish to pay dowry to my parents. Lastly l would like to use the rest of the to educate my child." (Country: Kenya)

"I would like to use part of the transfer to pay dowry to my parents. Secondly l would wish to buy a cows to act as security incase of any emergency. Lastly I would like to open up a business to generate income." (Country: Kenya)

"I would like to use part of the transfer to expand my house because I have my siblings which were left behind by my late parents. Secondly l would wish to buy fishing nets to enable me do fishing in a better way. l would also like to open up a business to generate income to support my family. Finally l would like to pay school fees for my siblings." (Country: Kenya)

"I would like to use part of the transfer to fence my compound to enhance security for my family. Secondly l would wish to a kitchen to act as sleeping room for my children and for preparing meals for family. Lastly I would like to buy a generator to help us during dry seasons in farming." (Country: Kenya)

"I would like to use part of the transfer to open up a business to generate income to support my family. Finally l would wish to buy a piece of land since we do not have enough land." (Country: Kenya)