"I am planning to build a kitchen that can also serve as a bedroom for my grown children, expand my house because its small and invest more in my livestock business." (Country: Kenya)

"I am planning to invest in livestock rearing to assist me in future with school fee, boost my maize business for daily income, buy a new door, window, and build a new kitchen." (Country: Kenya)

"I spent my token payment on paying school fees for my child.I also bought clothes for myself." (Country: Kenya)

"I spent my token payment on buying building materials (iron sheets,nails and timber)." (Country: Kenya)

"I plan to repair my house, especially the walls which are so weak and almost falling off, I also plan to pay shool fees. The rest I use to buy livestock like cattle and sheep." (Country: Kenya)

"I plan furnish my house, buy a ploughing machine for farming and to repair my house by plastering the walls and floor. I also plan to pay school fees." (Country: Kenya)

"We plan to pay school fees, and to boost the small business we run and to build a kitchen" (Country: Kenya)

"We plan to expand our house, furnish it and to pay school fees." (Country: Kenya)

"I plan to repair my house, fixing windows, a steel door and plastering the walls and floor with cement, I also plan to build a toilet and the rest I will invest in business." (Country: Kenya)

"I am planning to spend my transfer on investing on my business of selling cereals so that it can expand and I will spend part of it to rent a farm so that I can increase my area under agriculture." (Country: Kenya)