"I am planning to spend my transfer on renovating my house because the one I stay in is in a bad state and it is almost crumbling, I will use part of it to fence my home as it is open and someone can trespass easily, I will also buy a water tank because our village has water shortage problem and I will use part of it to buy two bulls that I will use to plough my land. I use the remaining amount amount to pay college fee balance for my son who is also my helper." (Country: Kenya)

"I plan to spend the transfer to construct a house being that my house got burnt and am currently staying in a rented house. I also plan to spend the transfer to pay school fees for my children. I also plan to spend the transfer to support my mum who is a widow by buying her foodstuffs.." (Country: Kenya)

"I plan to use the transfer to construct a house because we are staying in a rental house. I plan to use the transfer to pay for my course. I also plan to use the transfer to pay school fees for my kids." (Country: Kenya)

"I plan to spend the transfer to construct a new house and buy a door. I also plan to use part of the transfer to start a small business that would enable me support my family. I also plan to use part of the transfer to pay school fees for my children." (Country: Kenya)

"I plan to spend the transfer to start a small business that would help me get additional source of income. I also plan to use part of the transfer to construct a house for my son. I also plan to spend the transfer on paying school fees for my son for a training course." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house. I also plan to use the transfer to buy household items like furniture. I also plan to use part of the transfer to pay school fees for my university education. I have been forced to defer one academic year due to lack of fees." (Country: Kenya)

"I plan to spend the transfer on school fees for my child who is in high school. I also plan to spend the money to start a small business as this will add up to my sources of income. I also plan to use the remaining balance to buy household items like utensils." (Country: Kenya)

"I am happiest in the morning when I wake up because some people die in their sleep." (Country: Kenya)

"I am planning to use my transfer on my children's education, expand my fishing business and start horticultural farming so as to have a reliable source of income." (Country: Kenya)

"We are planning to build a latrine because we are currently using our neighbour's, fence our compound so that we can plant trees, vegetables and maize without interference from animals, expand our house because it's small, boost our fishing business and pay dowry." (Country: Kenya)