"I would like to use part of the transfer to build a new house because my house is in a bad condition. Secondly I would wish to buy a cow which can help us incase of emergency. l would also like to pay the of the money in paying school fees for my children. Finally l would like to open up a business to generate income to support my family." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my child. I also plan to spend the transfer to buy furniture. I also plan to use the transfer to start a small business." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my children in University and high school level. I also plan to spend part of the transfer to finish my house." (Country: Kenya)

"I plan to spend the transfer to buy a bed and a mattress. I also plan to buy a table and furniture. I also plan to use part of the transfer to pay dowry or bride price because my husband died before paying the bride price. I also plan to use part of the transfer to buy school uniform for my children." (Country: Kenya)

"I plan to spend the transfer to boost my business. I prepare meals and sell to juakali workers at the quarrying site. I also plan to spend the transfer to pay school fees for my second daughter who is to join college." (Country: Kenya)

"I am planning to cement my house to prevent dust, buy fishing materials and start rearing livestock so that I can raise my level of income and meet the needs of my family." (Country: Kenya)

"I am planning to use my transfer to purchase a motorcycle for my wife so that she can earn her daily income and assist me to take care of our children." (Country: Kenya)

"I am planning to use my transfer on livestock rearing so that I can be able to sell them and educate my children when they get to secondary school. I am also planning to buy a piece of land where I can do farming." (Country: Kenya)

"I am planning to expand my shop business so as to be able to raise my level of income and pay my children's school fee, expand my house because it's too small for my family and buy more fishing materials because fishing is our main source of income." (Country: Kenya)

"We plan to pay dowry and to build a new home." (Country: Kenya)