"Our first priority is to spend a portion of our transfer on school fees and education because that is the main burden we have right now. Our second plan is to spend the remaining amount to buy a piece of land that we can use for farming inorder to avoid food shortage." (Country: Kenya)

"I plan to spend my transfer on school fees,this is because I have two children who have completed secondary education and are still waiting to join college. I also plan to plaster my floor because I would like to prevent dust-born diseases since my spouse is allergic to dust." (Country: Kenya)

"We plan to buy land, pay dowry and to invest in business." (Country: Kenya)

"I plan to build a new house, pay school fees and to invest in business." (Country: Kenya)

"I plan to pay school fees and to expand my house." (Country: Kenya)

"We plan to repair our house and pay school fees." (Country: Kenya)

"I am planning to use my transfer to purchase land and fence my compound using barbed wire so I can venture into horticultural farming and meet the needs of my family. I plan to use the remaining amount on my children's school fee." (Country: Kenya)

"I am planning to use my transfer on my son's secondary education , start my own salon so that I have a reliable source of income and build a latrine because I am using the neighbour's and it is not convenient for me." (Country: Kenya)

"I would like to use part of the transfer to build a new house. Secondly l would wish to expand my business to generate income to support my family. Finally l would like to pay dowry to my parents to appreciate them." (Country: Kenya)

"I am planning to use my transfer to build a house in my own compound because I have been residing in my father's compound and according to our tradition, I am required to have my own home after attaining a certain age and I have not been able to do that due to lack of funds." (Country: Kenya)